| Weiss Ratings |
Andovers Federal Credit Union
Andover, MA |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 9.90 | |||
| Liquidity Index | 7.00 | |||
| Profitability Index | 1.30 | |||
| Stability Index | 6.10 | |||
| Company Info |
Andovers Federal Credit Union
Andover, MA |
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| NCUA Charter Number | 3016 | |||
| Phone Number | (978) 475-6133 | |||
| Website | www.andoverfcu.com | |||
| Asset Quality |
Andovers Federal Credit Union
Andover, MA |
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| 1-Year Asset Growth | -4.90% | |||
| 5-Year Asset Growth | 3.71% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 0.26% | |||
| Non-Performing Assets to Assets | 0.39% | |||
| Non-Performing Loans to Capital | 3.29% | |||
| Non-Performing Loans to Loans | 1.61% | |||
| Balance Sheet |
Andovers Federal Credit Union
Andover, MA |
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| Total Assets | 37.78M | |||
| Total Deposits | 33.40M | |||
| Capital and Reserves |
Andovers Federal Credit Union
Andover, MA |
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| Capital | 4.33M | |||
| Leverage Ratio | 11.47 | |||
| Loan Loss Reserves to Loans | 2.14% | |||
| Liquidity |
Andovers Federal Credit Union
Andover, MA |
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| Hot Money Ratio | 3.42% | |||
| Liquidity Ratio | 24.23% | |||
| Profitability |
Andovers Federal Credit Union
Andover, MA |
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| 5-Year Return on Average Assets | 0.43% | |||
| Net Income | 46.00K | |||
| Net Interest Spread | 2.27% | |||
| Operating Profit to Average Assets | 0.54% | |||
| Overhead Efficiency Ratio | 77.43% | |||
| Return on Assets | 0.49% | |||
| Return on Equity | 4.27% | |||