B
Andovers Federal Credit Union
AndoverMA
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Andovers Federal Credit Union
Andover, MA
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.50
Profitability Index 2.90
Stability Index 6.00
Company Info Andovers Federal Credit Union
Andover, MA
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NCUA Charter Number 3016
Phone Number (978) 475-6133
Website www.andoverfcu.com
Asset Quality Andovers Federal Credit Union
Andover, MA
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1-Year Asset Growth -3.35%
5-Year Asset Growth 2.59%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.54%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.37%
Non-Performing Loans to Loans 0.19%
Balance Sheet Andovers Federal Credit Union
Andover, MA
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Total Assets 36.52M
Total Deposits 32.02M
Capital and Reserves Andovers Federal Credit Union
Andover, MA
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Capital 4.45M
Leverage Ratio 12.20
Loan Loss Reserves to Loans 1.99%
Liquidity Andovers Federal Credit Union
Andover, MA
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Hot Money Ratio 5.64%
Liquidity Ratio 41.51%
Profitability Andovers Federal Credit Union
Andover, MA
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5-Year Return on Average Assets 0.40%
Net Income 39.00K
Net Interest Spread 2.54%
Operating Profit to Average Assets 0.43%
Overhead Efficiency Ratio 83.19%
Return on Assets 0.43%
Return on Equity 3.52%