| Weiss Ratings |
Andovers Federal Credit Union
Andover, MA |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 7.50 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 6.10 | |||
| Company Info |
Andovers Federal Credit Union
Andover, MA |
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| NCUA Charter Number | 3016 | |||
| Phone Number | (978) 475-6133 | |||
| Website | www.andoverfcu.com | |||
| Asset Quality |
Andovers Federal Credit Union
Andover, MA |
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| 1-Year Asset Growth | -2.03% | |||
| 5-Year Asset Growth | 2.59% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.43% | |||
| Non-Performing Assets to Assets | 0.51% | |||
| Non-Performing Loans to Capital | 4.00% | |||
| Non-Performing Loans to Loans | 2.16% | |||
| Balance Sheet |
Andovers Federal Credit Union
Andover, MA |
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| Total Assets | 36.59M | |||
| Total Deposits | 32.02M | |||
| Capital and Reserves |
Andovers Federal Credit Union
Andover, MA |
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| Capital | 4.52M | |||
| Leverage Ratio | 12.35 | |||
| Loan Loss Reserves to Loans | 1.79% | |||
| Liquidity |
Andovers Federal Credit Union
Andover, MA |
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| Hot Money Ratio | 4.46% | |||
| Liquidity Ratio | 42.03% | |||
| Profitability |
Andovers Federal Credit Union
Andover, MA |
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| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | 103.00K | |||
| Net Interest Spread | 2.68% | |||
| Operating Profit to Average Assets | 0.50% | |||
| Overhead Efficiency Ratio | 81.16% | |||
| Return on Assets | 0.57% | |||
| Return on Equity | 4.62% | |||