B
Heritage Grove Federal Credit Union
SalemOR
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Heritage Grove Federal Credit Union
Salem, OR
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 7.50
Capitalization Index 9.90
Liquidity Index 3.80
Profitability Index 4.20
Stability Index 7.80
Company Info Heritage Grove Federal Credit Union
Salem, OR
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 3020
Phone Number (503) 588-0211
Website www.ourgrovecu.com
Asset Quality Heritage Grove Federal Credit Union
Salem, OR
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 7.01%
5-Year Asset Growth 5.79%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.71%
Non-Performing Assets to Assets 0.86%
Non-Performing Loans to Capital 7.11%
Non-Performing Loans to Loans 1.17%
Balance Sheet Heritage Grove Federal Credit Union
Salem, OR
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 162.71M
Total Deposits 143.50M
Capital and Reserves Heritage Grove Federal Credit Union
Salem, OR
Click to
Compare
Click to
Compare
Click to
Compare
Capital 18.67M
Leverage Ratio 11.49
Loan Loss Reserves to Loans 1.00%
Liquidity Heritage Grove Federal Credit Union
Salem, OR
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 14.38%
Liquidity Ratio 28.11%
Profitability Heritage Grove Federal Credit Union
Salem, OR
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.88%
Net Income 209.00K
Net Interest Spread 4.66%
Operating Profit to Average Assets 1.02%
Overhead Efficiency Ratio 77.68%
Return on Assets 0.53%
Return on Equity 4.50%