B
Heritage Grove Federal Credit Union
SalemOR
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Heritage Grove Federal Credit Union
Salem, OR
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Rating B
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 3.50
Profitability Index 3.70
Stability Index 7.80
Company Info Heritage Grove Federal Credit Union
Salem, OR
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NCUA Charter Number 3020
Phone Number (503) 588-0211
Website www.ourgrovecu.com
Asset Quality Heritage Grove Federal Credit Union
Salem, OR
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1-Year Asset Growth 6.03%
5-Year Asset Growth 5.79%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.82%
Non-Performing Assets to Assets 0.86%
Non-Performing Loans to Capital 7.00%
Non-Performing Loans to Loans 1.34%
Balance Sheet Heritage Grove Federal Credit Union
Salem, OR
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Total Assets 162.64M
Total Deposits 143.08M
Capital and Reserves Heritage Grove Federal Credit Union
Salem, OR
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Capital 19.05M
Leverage Ratio 11.73
Loan Loss Reserves to Loans 0.94%
Liquidity Heritage Grove Federal Credit Union
Salem, OR
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Hot Money Ratio 15.95%
Liquidity Ratio 24.35%
Profitability Heritage Grove Federal Credit Union
Salem, OR
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5-Year Return on Average Assets 0.88%
Net Income 584.00K
Net Interest Spread 4.65%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 78.85%
Return on Assets 0.48%
Return on Equity 4.15%