C
Gary Municipal Employees Federal Credit Union
GaryIN
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Gary Municipal Employees Federal Credit Union
Gary, IN
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Rating C
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 8.00
Profitability Index 0.90
Stability Index 6.20
Company Info Gary Municipal Employees Federal Credit Union
Gary, IN
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NCUA Charter Number 3023
Phone Number (219) 881-1320
Website --
Asset Quality Gary Municipal Employees Federal Credit Union
Gary, IN
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1-Year Asset Growth 3.07%
5-Year Asset Growth 2.05%
5-Year Charge-Offs to Average Loans 0.69%
Charge-Offs to Average Loans 1.50%
Non-Performing Assets to Assets 2.23%
Non-Performing Loans to Capital 5.33%
Non-Performing Loans to Loans 8.05%
Balance Sheet Gary Municipal Employees Federal Credit Union
Gary, IN
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Total Assets 537.00K
Total Deposits 308.00K
Capital and Reserves Gary Municipal Employees Federal Credit Union
Gary, IN
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Capital 218.00K
Leverage Ratio 40.60
Loan Loss Reserves to Loans 4.70%
Liquidity Gary Municipal Employees Federal Credit Union
Gary, IN
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Hot Money Ratio 0.00%
Liquidity Ratio 121.63%
Profitability Gary Municipal Employees Federal Credit Union
Gary, IN
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5-Year Return on Average Assets -0.32%
Net Income -3.00K
Net Interest Spread 7.46%
Operating Profit to Average Assets -0.74%
Overhead Efficiency Ratio 111.76%
Return on Assets -1.11%
Return on Equity -2.74%