GeoVista Federal Credit Union
Major Rating Factors:
A current level of 5.0 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.0). Good current capitalization (6.1 on a scale of 0 to 10) based on a net capital to total assets of 8.5 and a net worth ratio of 8.5.
Other Rating Factors:
Fair liquidity 4.8, driven by a liquidity ratio of 29.3 percent and a “hot money” ratio of 6.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.2 on a scale of 0 to 10).
Asset Mix:
Securities (31%), consumer loans (30%), home mtgs (8%), other (32%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
601 West Oglethorpe Highway
Hinesville, GA 31313
Hinesville, GA 31313
Phone Number
(912) 368-2477
NCUA Charter Number
Website
Largest Competitors
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