GeoVista Federal Credit Union
Major Rating Factors:
A current level of 4.9 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.1). Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.6 has resulted in Good (6.6) profitability.
Other Rating Factors:
Good current capitalization (6.3 on a scale of 0 to 10) based on a net capital to total assets of 8.7 and a net worth ratio of 8.7. Fair liquidity 4.7, driven by a liquidity ratio of 28.5 percent and a “hot money” ratio of 6.2 percent.
Asset Mix:
Securities (32%), consumer loans (30%), home mtgs (8%), other (31%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
601 West Oglethorpe Highway
Hinesville, GA 31313
Hinesville, GA 31313
Phone Number
(912) 368-2477
NCUA Charter Number
Website
Largest Competitors
Atlanta, GA
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Atlanta, GA
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Duluth, GA