Major Rating Factors:
Excellent current capitalization (9.1 on a scale of 0 to 10) based on a net capital to total assets of 11.0 and a net worth ratio of 0.0. A current level of 2.5 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.6).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 0.5 has resulted in Fair (4.5) profitability.
Asset Mix:
Consumer loans (31%), home mtgs (8%), other (61%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
6419 Fauntleroy Way SW
Seattle, WA 98136
Seattle, WA 98136
Phone Number
(206) 622-8415
NCUA Charter Number
Website
Largest Competitors
Tukwila, WA
Seattle, WA
Seattle, WA
Seattle, WA
Seattle, WA