Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 12.9 and a net worth ratio of 0.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.5 on a scale of 0 to 10).
Other Rating Factors:
A current level of 3.7 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.5). Fair liquidity 4.9, driven by a liquidity ratio of 41.4 percent and a “hot money” ratio of 27.5 percent.
Asset Mix:
Consumer loans (61%), home mtgs (1%), other (39%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1930 Sixth Avenue, South
Seattle, WA 98134
Seattle, WA 98134
Phone Number
(206) 622-1850
NCUA Charter Number
Website
Largest Competitors
Tukwila, WA
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Seattle, WA
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Seattle, WA