| Weiss Ratings |
State CS Employees Federal Credit Union
Watertown, NY |
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| Rating | ||||
| Asset Quality Index | 5.70 | |||
| Capitalization Index | 7.40 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 9.40 | |||
| Stability Index | 5.00 | |||
| Company Info |
State CS Employees Federal Credit Union
Watertown, NY |
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| NCUA Charter Number | 3032 | |||
| Phone Number | (315) 785-2400 | |||
| Website | www.statecs.org/ | |||
| Asset Quality |
State CS Employees Federal Credit Union
Watertown, NY |
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| 1-Year Asset Growth | 16.87% | |||
| 5-Year Asset Growth | 14.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.22% | |||
| Non-Performing Assets to Assets | 0.57% | |||
| Non-Performing Loans to Capital | 5.48% | |||
| Non-Performing Loans to Loans | 0.70% | |||
| Balance Sheet |
State CS Employees Federal Credit Union
Watertown, NY |
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| Total Assets | 45.28M | |||
| Total Deposits | 40.69M | |||
| Capital and Reserves |
State CS Employees Federal Credit Union
Watertown, NY |
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| Capital | 4.41M | |||
| Leverage Ratio | 9.74 | |||
| Loan Loss Reserves to Loans | 0.72% | |||
| Liquidity |
State CS Employees Federal Credit Union
Watertown, NY |
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| Hot Money Ratio | 19.80% | |||
| Liquidity Ratio | 17.82% | |||
| Profitability |
State CS Employees Federal Credit Union
Watertown, NY |
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| 5-Year Return on Average Assets | 0.89% | |||
| Net Income | 694.00K | |||
| Net Interest Spread | 4.71% | |||
| Operating Profit to Average Assets | 2.12% | |||
| Overhead Efficiency Ratio | 58.55% | |||
| Return on Assets | 2.16% | |||
| Return on Equity | 22.92% | |||