| Weiss Ratings |
State CS Employees Federal Credit Union
Watertown, NY |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 8.50 | |||
| Stability Index | 4.80 | |||
| Company Info |
State CS Employees Federal Credit Union
Watertown, NY |
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| NCUA Charter Number | 3032 | |||
| Phone Number | (315) 785-2400 | |||
| Website | www.statecs.org/ | |||
| Asset Quality |
State CS Employees Federal Credit Union
Watertown, NY |
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| 1-Year Asset Growth | 10.67% | |||
| 5-Year Asset Growth | 14.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.20% | |||
| Non-Performing Assets to Assets | 0.15% | |||
| Non-Performing Loans to Capital | 1.48% | |||
| Non-Performing Loans to Loans | 0.18% | |||
| Balance Sheet |
State CS Employees Federal Credit Union
Watertown, NY |
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| Total Assets | 42.22M | |||
| Total Deposits | 38.09M | |||
| Capital and Reserves |
State CS Employees Federal Credit Union
Watertown, NY |
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| Capital | 3.91M | |||
| Leverage Ratio | 9.25 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Liquidity |
State CS Employees Federal Credit Union
Watertown, NY |
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| Hot Money Ratio | 16.62% | |||
| Liquidity Ratio | 17.14% | |||
| Profitability |
State CS Employees Federal Credit Union
Watertown, NY |
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| 5-Year Return on Average Assets | 0.89% | |||
| Net Income | 190.00K | |||
| Net Interest Spread | 4.56% | |||
| Operating Profit to Average Assets | 2.25% | |||
| Overhead Efficiency Ratio | 55.73% | |||
| Return on Assets | 1.84% | |||
| Return on Equity | 19.94% | |||