| Weiss Ratings |
State CS Employees Federal Credit Union
Watertown, NY |
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| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 6.60 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 4.30 | |||
| Company Info |
State CS Employees Federal Credit Union
Watertown, NY |
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| NCUA Charter Number | 3032 | |||
| Phone Number | (315) 785-2400 | |||
| Website | www.statecs.org/ | |||
| Asset Quality |
State CS Employees Federal Credit Union
Watertown, NY |
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| 1-Year Asset Growth | 9.84% | |||
| 5-Year Asset Growth | 14.43% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 0.27% | |||
| Non-Performing Loans to Capital | 2.72% | |||
| Non-Performing Loans to Loans | 0.33% | |||
| Balance Sheet |
State CS Employees Federal Credit Union
Watertown, NY |
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| Total Assets | 38.15M | |||
| Total Deposits | 34.58M | |||
| Capital and Reserves |
State CS Employees Federal Credit Union
Watertown, NY |
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| Capital | 3.46M | |||
| Leverage Ratio | 9.07 | |||
| Loan Loss Reserves to Loans | 1.17% | |||
| Liquidity |
State CS Employees Federal Credit Union
Watertown, NY |
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| Hot Money Ratio | 18.26% | |||
| Liquidity Ratio | 19.24% | |||
| Profitability |
State CS Employees Federal Credit Union
Watertown, NY |
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| 5-Year Return on Average Assets | 0.80% | |||
| Net Income | 144.00K | |||
| Net Interest Spread | 4.23% | |||
| Operating Profit to Average Assets | 1.59% | |||
| Overhead Efficiency Ratio | 66.06% | |||
| Return on Assets | 1.53% | |||
| Return on Equity | 17.01% | |||