XCEL Federal Credit Union
| Weiss Ratings |
XCEL Federal Credit Union
Bloomfield, NJ |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 4.70 | |||
| Company Info |
XCEL Federal Credit Union
Bloomfield, NJ |
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| NCUA Charter Number | 3035 | |||
| Phone Number | (973) 275-9235 | |||
| Website | www.xcelfcu.org | |||
| Asset Quality |
XCEL Federal Credit Union
Bloomfield, NJ |
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| 1-Year Asset Growth | -0.51% | |||
| 5-Year Asset Growth | -0.02% | |||
| 5-Year Charge-Offs to Average Loans | 0.70% | |||
| Charge-Offs to Average Loans | 0.44% | |||
| Non-Performing Assets to Assets | 0.49% | |||
| Non-Performing Loans to Capital | 5.26% | |||
| Non-Performing Loans to Loans | 0.74% | |||
| Balance Sheet |
XCEL Federal Credit Union
Bloomfield, NJ |
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| Total Assets | 184.82M | |||
| Total Deposits | 167.72M | |||
| Capital and Reserves |
XCEL Federal Credit Union
Bloomfield, NJ |
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| Capital | 16.29M | |||
| Leverage Ratio | 10.83 | |||
| Loan Loss Reserves to Loans | 0.81% | |||
| Liquidity |
XCEL Federal Credit Union
Bloomfield, NJ |
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| Hot Money Ratio | 8.45% | |||
| Liquidity Ratio | 12.63% | |||
| Profitability |
XCEL Federal Credit Union
Bloomfield, NJ |
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| 5-Year Return on Average Assets | 0.31% | |||
| Net Income | -161.00K | |||
| Net Interest Spread | 4.67% | |||
| Operating Profit to Average Assets | 0.16% | |||
| Overhead Efficiency Ratio | 96.51% | |||
| Return on Assets | -0.11% | |||
| Return on Equity | -1.37% | |||