XCEL Federal Credit Union
| Weiss Ratings |
XCEL Federal Credit Union
Bloomfield, NJ |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 6.30 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 2.40 | |||
| Stability Index | 4.50 | |||
| Company Info |
XCEL Federal Credit Union
Bloomfield, NJ |
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| NCUA Charter Number | 3035 | |||
| Phone Number | (973) 275-9235 | |||
| Website | www.xcelfcu.org | |||
| Asset Quality |
XCEL Federal Credit Union
Bloomfield, NJ |
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| 1-Year Asset Growth | 0.92% | |||
| 5-Year Asset Growth | -0.02% | |||
| 5-Year Charge-Offs to Average Loans | 0.70% | |||
| Charge-Offs to Average Loans | 0.43% | |||
| Non-Performing Assets to Assets | 0.48% | |||
| Non-Performing Loans to Capital | 5.47% | |||
| Non-Performing Loans to Loans | 0.75% | |||
| Balance Sheet |
XCEL Federal Credit Union
Bloomfield, NJ |
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| Total Assets | 189.23M | |||
| Total Deposits | 172.78M | |||
| Capital and Reserves |
XCEL Federal Credit Union
Bloomfield, NJ |
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| Capital | 15.61M | |||
| Leverage Ratio | 10.50 | |||
| Loan Loss Reserves to Loans | 0.85% | |||
| Liquidity |
XCEL Federal Credit Union
Bloomfield, NJ |
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| Hot Money Ratio | 8.47% | |||
| Liquidity Ratio | 14.29% | |||
| Profitability |
XCEL Federal Credit Union
Bloomfield, NJ |
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| 5-Year Return on Average Assets | 0.31% | |||
| Net Income | -322.00K | |||
| Net Interest Spread | 4.61% | |||
| Operating Profit to Average Assets | -0.03% | |||
| Overhead Efficiency Ratio | 100.62% | |||
| Return on Assets | -0.34% | |||
| Return on Equity | -4.13% | |||