XCEL Federal Credit Union
| Weiss Ratings |
XCEL Federal Credit Union
Bloomfield, NJ |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 5.90 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 1.00 | |||
| Stability Index | 3.60 | |||
| Company Info |
XCEL Federal Credit Union
Bloomfield, NJ |
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| NCUA Charter Number | 3035 | |||
| Phone Number | (973) 275-9235 | |||
| Website | www.xcelfcu.org | |||
| Asset Quality |
XCEL Federal Credit Union
Bloomfield, NJ |
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| 1-Year Asset Growth | 2.28% | |||
| 5-Year Asset Growth | 1.50% | |||
| 5-Year Charge-Offs to Average Loans | 0.97% | |||
| Charge-Offs to Average Loans | 0.53% | |||
| Non-Performing Assets to Assets | 0.40% | |||
| Non-Performing Loans to Capital | 5.16% | |||
| Non-Performing Loans to Loans | 0.65% | |||
| Balance Sheet |
XCEL Federal Credit Union
Bloomfield, NJ |
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| Total Assets | 192.22M | |||
| Total Deposits | 177.39M | |||
| Capital and Reserves |
XCEL Federal Credit Union
Bloomfield, NJ |
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| Capital | 13.75M | |||
| Leverage Ratio | 10.92 | |||
| Loan Loss Reserves to Loans | 0.83% | |||
| Liquidity |
XCEL Federal Credit Union
Bloomfield, NJ |
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| Hot Money Ratio | 11.56% | |||
| Liquidity Ratio | 18.71% | |||
| Profitability |
XCEL Federal Credit Union
Bloomfield, NJ |
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| 5-Year Return on Average Assets | 0.77% | |||
| Net Income | 74.00K | |||
| Net Interest Spread | 4.72% | |||
| Operating Profit to Average Assets | 0.35% | |||
| Overhead Efficiency Ratio | 92.38% | |||
| Return on Assets | 0.16% | |||
| Return on Equity | 2.14% | |||