XCEL Federal Credit Union
| Weiss Ratings |
XCEL Federal Credit Union
Bloomfield, NJ |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 6.30 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 1.80 | |||
| Stability Index | 4.50 | |||
| Company Info |
XCEL Federal Credit Union
Bloomfield, NJ |
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| NCUA Charter Number | 3035 | |||
| Phone Number | (973) 275-9235 | |||
| Website | www.xcelfcu.org | |||
| Asset Quality |
XCEL Federal Credit Union
Bloomfield, NJ |
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| 1-Year Asset Growth | -1.75% | |||
| 5-Year Asset Growth | -0.02% | |||
| 5-Year Charge-Offs to Average Loans | 0.70% | |||
| Charge-Offs to Average Loans | 0.44% | |||
| Non-Performing Assets to Assets | 0.46% | |||
| Non-Performing Loans to Capital | 5.30% | |||
| Non-Performing Loans to Loans | 0.72% | |||
| Balance Sheet |
XCEL Federal Credit Union
Bloomfield, NJ |
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| Total Assets | 188.85M | |||
| Total Deposits | 172.35M | |||
| Capital and Reserves |
XCEL Federal Credit Union
Bloomfield, NJ |
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| Capital | 15.46M | |||
| Leverage Ratio | 10.54 | |||
| Loan Loss Reserves to Loans | 0.84% | |||
| Liquidity |
XCEL Federal Credit Union
Bloomfield, NJ |
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| Hot Money Ratio | 7.27% | |||
| Liquidity Ratio | 15.29% | |||
| Profitability |
XCEL Federal Credit Union
Bloomfield, NJ |
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| 5-Year Return on Average Assets | 0.31% | |||
| Net Income | -281.00K | |||
| Net Interest Spread | 4.55% | |||
| Operating Profit to Average Assets | -0.30% | |||
| Overhead Efficiency Ratio | 106.63% | |||
| Return on Assets | -0.60% | |||
| Return on Equity | -7.17% | |||