D
Gates Chili Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Gates Chili Federal Credit Union
Rochester, NY
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Rating D
Asset Quality Index 8.60
Capitalization Index 4.60
Liquidity Index 4.30
Profitability Index 3.60
Stability Index 2.90
Company Info Gates Chili Federal Credit Union
Rochester, NY
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NCUA Charter Number 3037
Phone Number (585) 247-1090
Website www.gateschilifcu.org
Asset Quality Gates Chili Federal Credit Union
Rochester, NY
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1-Year Asset Growth -0.40%
5-Year Asset Growth 3.54%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.78%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 2.44%
Non-Performing Loans to Loans 0.43%
Balance Sheet Gates Chili Federal Credit Union
Rochester, NY
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Total Assets 30.94M
Total Deposits 28.66M
Capital and Reserves Gates Chili Federal Credit Union
Rochester, NY
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Capital 2.15M
Leverage Ratio 6.95
Loan Loss Reserves to Loans 0.53%
Liquidity Gates Chili Federal Credit Union
Rochester, NY
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Hot Money Ratio 0.00%
Liquidity Ratio 26.44%
Profitability Gates Chili Federal Credit Union
Rochester, NY
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5-Year Return on Average Assets 0.13%
Net Income 55.00K
Net Interest Spread 3.79%
Operating Profit to Average Assets 0.63%
Overhead Efficiency Ratio 84.03%
Return on Assets 0.36%
Return on Equity 5.20%