B
North Memorial Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
11.52
Leverage
Ratio
11.52
Return On
Assets
1.26%
Total
Assets
50.55M
Capital
5.82M
Total
Deposits
44.65M
Net
Income
478.00K
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Weiss Ratings North Memorial Federal Credit Union
Robbinsdale, MN 		Click to
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Rating B
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 4.80
Profitability Index 8.30
Stability Index 5.70
Company Info North Memorial Federal Credit Union
Robbinsdale, MN 		Click to
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NCUA Charter Number 3039
Phone Number (763) 367-7700
Website www.northmemorialfcu.com
Asset Quality North Memorial Federal Credit Union
Robbinsdale, MN 		Click to
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1-Year Asset Growth -0.27%
5-Year Asset Growth 5.04%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans 0.49%
Non-Performing Assets to Assets 0.68%
Non-Performing Loans to Capital 5.56%
Non-Performing Loans to Loans 1.10%
Balance Sheet North Memorial Federal Credit Union
Robbinsdale, MN 		Click to
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Total Assets 50.55M
Total Deposits 44.65M
Capital and Reserves North Memorial Federal Credit Union
Robbinsdale, MN 		Click to
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Capital 5.82M
Leverage Ratio 11.52
Loan Loss Reserves to Loans 1.12%
Liquidity North Memorial Federal Credit Union
Robbinsdale, MN 		Click to
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Hot Money Ratio 6.12%
Liquidity Ratio 33.71%
Profitability North Memorial Federal Credit Union
Robbinsdale, MN 		Click to
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5-Year Return on Average Assets 0.52%
Net Income 478.00K
Net Interest Spread 5.32%
Operating Profit to Average Assets 1.60%
Overhead Efficiency Ratio 72.09%
Return on Assets 1.26%
Return on Equity 11.33%