Washington Education Association Federal Credit Union
Major Rating Factors:
A current level of 23.6 percent of nonperforming loans to core capital contributes to the Weak asset quality (2.0). Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.2 has resulted in Weak (2.9) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.5 on a scale of 0 to 10). Good liquidity 5.5, driven by a liquidity ratio of 31.9 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (51%), other (49%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
308 11th Avenue
Franklinton, LA 70438
Franklinton, LA 70438
Phone Number
(985) 795-1108
NCUA Charter Number
Largest Competitors
Bossier City, LA
Baton Rouge, LA
Baton Rouge, LA
Metairie, LA
Baton Rouge, LA