B
Mississippi Highway Safety Patrol Federal Credit Union
Jackson,  MS
Rating Date
December 2025
Net Capital
Ratio
26.65
Leverage
Ratio
26.65
Return On
Assets
2.19%
Total
Assets
13.20M
Capital
3.52M
Total
Deposits
9.64M
Net
Income
218.00K
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Weiss Ratings Mississippi Highway Safety Patrol Federal Credit Union
Jackson, MS 		Click to
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Rating B
Asset Quality Index 6.20
Capitalization Index 10.00
Liquidity Index 5.30
Profitability Index 10.00
Stability Index 8.90
Company Info Mississippi Highway Safety Patrol Federal Credit Union
Jackson, MS 		Click to
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NCUA Charter Number 3051
Phone Number (601) 987-1290
Website mhspfcu.com
Asset Quality Mississippi Highway Safety Patrol Federal Credit Union
Jackson, MS 		Click to
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1-Year Asset Growth 0.28%
5-Year Asset Growth 3.28%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 1.94%
Non-Performing Loans to Capital 7.22%
Non-Performing Loans to Loans 3.25%
Balance Sheet Mississippi Highway Safety Patrol Federal Credit Union
Jackson, MS 		Click to
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Total Assets 13.20M
Total Deposits 9.64M
Capital and Reserves Mississippi Highway Safety Patrol Federal Credit Union
Jackson, MS 		Click to
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Capital 3.52M
Leverage Ratio 26.65
Loan Loss Reserves to Loans 0.39%
Liquidity Mississippi Highway Safety Patrol Federal Credit Union
Jackson, MS 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 43.06%
Profitability Mississippi Highway Safety Patrol Federal Credit Union
Jackson, MS 		Click to
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5-Year Return on Average Assets 1.21%
Net Income 218.00K
Net Interest Spread 5.38%
Operating Profit to Average Assets 2.25%
Overhead Efficiency Ratio 54.38%
Return on Assets 2.19%
Return on Equity 8.51%