B
Provident Federal Credit Union
DoverDE
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Provident Federal Credit Union
Dover, DE
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 6.40
Profitability Index 6.00
Stability Index 5.70
Company Info Provident Federal Credit Union
Dover, DE
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 3055
Phone Number (302) 734-1133
Website www.providentfcu.com
Asset Quality Provident Federal Credit Union
Dover, DE
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -0.19%
5-Year Asset Growth 2.93%
5-Year Charge-Offs to Average Loans 1.21%
Charge-Offs to Average Loans 0.54%
Non-Performing Assets to Assets 0.97%
Non-Performing Loans to Capital 6.48%
Non-Performing Loans to Loans 2.32%
Balance Sheet Provident Federal Credit Union
Dover, DE
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 12.27M
Total Deposits 10.58M
Capital and Reserves Provident Federal Credit Union
Dover, DE
Click to
Compare
Click to
Compare
Click to
Compare
Capital 1.68M
Leverage Ratio 13.85
Loan Loss Reserves to Loans 3.02%
Liquidity Provident Federal Credit Union
Dover, DE
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 2.55%
Liquidity Ratio 37.21%
Profitability Provident Federal Credit Union
Dover, DE
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.42%
Net Income 17.00K
Net Interest Spread 7.75%
Operating Profit to Average Assets 1.42%
Overhead Efficiency Ratio 81.55%
Return on Assets 0.56%
Return on Equity 4.06%