A
Windthorst Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Windthorst Federal Credit Union
Windthorst, TX
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Rating A
Asset Quality Index 9.60
Capitalization Index 10.00
Liquidity Index 4.20
Profitability Index 5.60
Stability Index 7.60
Company Info Windthorst Federal Credit Union
Windthorst, TX
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NCUA Charter Number 3057
Phone Number (940) 423-6776
Website www.windthorstfcu.org
Asset Quality Windthorst Federal Credit Union
Windthorst, TX
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1-Year Asset Growth 8.74%
5-Year Asset Growth 9.46%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.70%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.25%
Non-Performing Loans to Loans 0.24%
Balance Sheet Windthorst Federal Credit Union
Windthorst, TX
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Total Assets 91.79M
Total Deposits 80.23M
Capital and Reserves Windthorst Federal Credit Union
Windthorst, TX
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Capital 11.40M
Leverage Ratio 12.42
Loan Loss Reserves to Loans 0.73%
Liquidity Windthorst Federal Credit Union
Windthorst, TX
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Hot Money Ratio 38.39%
Liquidity Ratio 35.33%
Profitability Windthorst Federal Credit Union
Windthorst, TX
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5-Year Return on Average Assets 0.65%
Net Income 222.00K
Net Interest Spread 2.72%
Operating Profit to Average Assets 0.98%
Overhead Efficiency Ratio 65.75%
Return on Assets 0.97%
Return on Equity 7.87%