Police Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 13.0 and a net worth ratio of 14.2. A current level of 2.0 percent of nonperforming loans to core capital contributes to the Excellent asset quality (9.5).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.7 on a scale of 0 to 10). Weak liquidity 2.5, driven by a liquidity ratio of 9.6 percent and a “hot money” ratio of 14.4 percent.
Asset Mix:
Home mtgs (36%), consumer loans (23%), other (41%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
9100 Presidential Parkway
Upper Marlboro, MD 20772
Upper Marlboro, MD 20772
Phone Number
(301) 817-1200
NCUA Charter Number
Website
Largest Competitors
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