B
U S Postal Service Federal Credit Union
ClintonMD
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings U S Postal Service Federal Credit Union
Clinton, MD
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Rating B
Asset Quality Index 7.90
Capitalization Index 8.20
Liquidity Index 3.70
Profitability Index 2.60
Stability Index 5.30
Company Info U S Postal Service Federal Credit Union
Clinton, MD
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NCUA Charter Number 3064
Phone Number (301) 856-5000
Website www.uspsfcu.org
Asset Quality U S Postal Service Federal Credit Union
Clinton, MD
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1-Year Asset Growth 1.84%
5-Year Asset Growth 0.07%
5-Year Charge-Offs to Average Loans 0.47%
Charge-Offs to Average Loans 0.62%
Non-Performing Assets to Assets 0.73%
Non-Performing Loans to Capital 5.13%
Non-Performing Loans to Loans 0.81%
Balance Sheet U S Postal Service Federal Credit Union
Clinton, MD
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Total Assets 278.76M
Total Deposits 247.47M
Capital and Reserves U S Postal Service Federal Credit Union
Clinton, MD
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Capital 29.18M
Leverage Ratio 10.79
Loan Loss Reserves to Loans 0.98%
Liquidity U S Postal Service Federal Credit Union
Clinton, MD
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Hot Money Ratio 10.90%
Liquidity Ratio 23.94%
Profitability U S Postal Service Federal Credit Union
Clinton, MD
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5-Year Return on Average Assets 0.12%
Net Income 410.00K
Net Interest Spread 4.05%
Operating Profit to Average Assets 0.69%
Overhead Efficiency Ratio 90.05%
Return on Assets 0.30%
Return on Equity 2.84%