B
U S Postal Service Federal Credit Union
ClintonMD
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings U S Postal Service Federal Credit Union
Clinton, MD
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Rating B
Asset Quality Index 8.40
Capitalization Index 8.50
Liquidity Index 4.00
Profitability Index 3.60
Stability Index 5.30
Company Info U S Postal Service Federal Credit Union
Clinton, MD
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NCUA Charter Number 3064
Phone Number (301) 856-5000
Website www.uspsfcu.org
Asset Quality U S Postal Service Federal Credit Union
Clinton, MD
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1-Year Asset Growth 4.54%
5-Year Asset Growth 0.07%
5-Year Charge-Offs to Average Loans 0.47%
Charge-Offs to Average Loans 0.77%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 4.42%
Non-Performing Loans to Loans 0.74%
Balance Sheet U S Postal Service Federal Credit Union
Clinton, MD
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Total Assets 280.90M
Total Deposits 249.46M
Capital and Reserves U S Postal Service Federal Credit Union
Clinton, MD
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Capital 29.57M
Leverage Ratio 10.71
Loan Loss Reserves to Loans 0.99%
Liquidity U S Postal Service Federal Credit Union
Clinton, MD
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Hot Money Ratio 11.23%
Liquidity Ratio 27.34%
Profitability U S Postal Service Federal Credit Union
Clinton, MD
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5-Year Return on Average Assets 0.12%
Net Income 423.00K
Net Interest Spread 4.13%
Operating Profit to Average Assets 0.70%
Overhead Efficiency Ratio 84.65%
Return on Assets 0.20%
Return on Equity 1.94%