B
First Neshoba Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
12.35
Leverage
Ratio
12.43
Return On
Assets
1.42%
Total
Assets
23.48M
Capital
2.90M
Total
Deposits
20.25M
Net
Income
162.00K
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Weiss Ratings First Neshoba Federal Credit Union
Philadelphia, MS 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.80
Profitability Index 7.60
Stability Index 5.90
Company Info First Neshoba Federal Credit Union
Philadelphia, MS 		Click to
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NCUA Charter Number 3071
Phone Number (601) 656-1183
Website www.firstneshobafcu.com
Asset Quality First Neshoba Federal Credit Union
Philadelphia, MS 		Click to
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1-Year Asset Growth 7.09%
5-Year Asset Growth 6.35%
5-Year Charge-Offs to Average Loans 0.42%
Charge-Offs to Average Loans 0.87%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 1.62%
Non-Performing Loans to Loans 0.59%
Balance Sheet First Neshoba Federal Credit Union
Philadelphia, MS 		Click to
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Total Assets 23.48M
Total Deposits 20.25M
Capital and Reserves First Neshoba Federal Credit Union
Philadelphia, MS 		Click to
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Capital 2.90M
Leverage Ratio 12.43
Loan Loss Reserves to Loans 1.50%
Liquidity First Neshoba Federal Credit Union
Philadelphia, MS 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 37.03%
Profitability First Neshoba Federal Credit Union
Philadelphia, MS 		Click to
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5-Year Return on Average Assets 0.30%
Net Income 162.00K
Net Interest Spread 5.80%
Operating Profit to Average Assets 1.59%
Overhead Efficiency Ratio 68.89%
Return on Assets 1.42%
Return on Equity 11.48%