C
Joliet Municipal Employees Federal Credit Union
Joliet,  IL
Rating Date
September 2025
Net Capital
Ratio
10.64
Leverage
Ratio
10.64
Return On
Assets
0.65%
Total
Assets
11.08M
Capital
1.18M
Total
Deposits
9.90M
Net
Income
36.00K
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Weiss Ratings Joliet Municipal Employees Federal Credit Union
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Rating C
Asset Quality Index 6.40
Capitalization Index 8.70
Liquidity Index 4.40
Profitability Index 3.90
Stability Index 3.70
Company Info Joliet Municipal Employees Federal Credit Union
Joliet, IL 		Click to
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NCUA Charter Number 3072
Phone Number (815) 726-3883
Website www.jolietmunicipal.com
Asset Quality Joliet Municipal Employees Federal Credit Union
Joliet, IL 		Click to
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1-Year Asset Growth -3.54%
5-Year Asset Growth 6.46%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.97%
Non-Performing Assets to Assets 0.37%
Non-Performing Loans to Capital 3.40%
Non-Performing Loans to Loans 0.56%
Balance Sheet Joliet Municipal Employees Federal Credit Union
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Total Assets 11.08M
Total Deposits 9.90M
Capital and Reserves Joliet Municipal Employees Federal Credit Union
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Capital 1.18M
Leverage Ratio 10.64
Loan Loss Reserves to Loans 0.36%
Liquidity Joliet Municipal Employees Federal Credit Union
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Hot Money Ratio 45.11%
Liquidity Ratio 40.59%
Profitability Joliet Municipal Employees Federal Credit Union
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5-Year Return on Average Assets 0.52%
Net Income 36.00K
Net Interest Spread 3.72%
Operating Profit to Average Assets 0.67%
Overhead Efficiency Ratio 77.98%
Return on Assets 0.65%
Return on Equity 6.20%