C
Joliet Municipal Employees Federal Credit Union
Joliet,  IL
Rating Date
December 2025
Net Capital
Ratio
10.56
Leverage
Ratio
10.56
Return On
Assets
0.61%
Total
Assets
11.31M
Capital
1.19M
Total
Deposits
10.11M
Net
Income
51.00K
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Weiss Ratings Joliet Municipal Employees Federal Credit Union
Joliet, IL 		Click to
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Rating C
Asset Quality Index 6.10
Capitalization Index 8.60
Liquidity Index 4.50
Profitability Index 3.90
Stability Index 3.70
Company Info Joliet Municipal Employees Federal Credit Union
Joliet, IL 		Click to
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NCUA Charter Number 3072
Phone Number (815) 726-3883
Website www.jolietmunicipal.com
Asset Quality Joliet Municipal Employees Federal Credit Union
Joliet, IL 		Click to
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1-Year Asset Growth -0.91%
5-Year Asset Growth 6.46%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.84%
Non-Performing Assets to Assets 0.47%
Non-Performing Loans to Capital 4.38%
Non-Performing Loans to Loans 0.77%
Balance Sheet Joliet Municipal Employees Federal Credit Union
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Total Assets 11.31M
Total Deposits 10.11M
Capital and Reserves Joliet Municipal Employees Federal Credit Union
Joliet, IL 		Click to
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Capital 1.19M
Leverage Ratio 10.56
Loan Loss Reserves to Loans 0.22%
Liquidity Joliet Municipal Employees Federal Credit Union
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Hot Money Ratio 55.20%
Liquidity Ratio 43.97%
Profitability Joliet Municipal Employees Federal Credit Union
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5-Year Return on Average Assets 0.52%
Net Income 51.00K
Net Interest Spread 3.73%
Operating Profit to Average Assets 0.61%
Overhead Efficiency Ratio 79.76%
Return on Assets 0.61%
Return on Equity 5.81%