C
Rushmore Electric Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
10.80
Leverage
Ratio
10.80
Return On
Assets
0.64%
Total
Assets
25.01M
Capital
2.70M
Total
Deposits
22.19M
Net
Income
78.00K
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Weiss Ratings Rushmore Electric Federal Credit Union
Rapid City, SD 		Click to
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Rating C
Asset Quality Index 9.30
Capitalization Index 8.90
Liquidity Index 7.10
Profitability Index 3.50
Stability Index 5.90
Company Info Rushmore Electric Federal Credit Union
Rapid City, SD 		Click to
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NCUA Charter Number 3073
Phone Number (605) 342-9451
Website www.refcu.coop
Asset Quality Rushmore Electric Federal Credit Union
Rapid City, SD 		Click to
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1-Year Asset Growth 4.65%
5-Year Asset Growth 2.89%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 1.76%
Non-Performing Loans to Loans 0.66%
Balance Sheet Rushmore Electric Federal Credit Union
Rapid City, SD 		Click to
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Total Assets 25.01M
Total Deposits 22.19M
Capital and Reserves Rushmore Electric Federal Credit Union
Rapid City, SD 		Click to
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Capital 2.70M
Leverage Ratio 10.80
Loan Loss Reserves to Loans 1.09%
Liquidity Rushmore Electric Federal Credit Union
Rapid City, SD 		Click to
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Hot Money Ratio 11.14%
Liquidity Ratio 45.39%
Profitability Rushmore Electric Federal Credit Union
Rapid City, SD 		Click to
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5-Year Return on Average Assets 0.23%
Net Income 78.00K
Net Interest Spread 2.70%
Operating Profit to Average Assets 0.64%
Overhead Efficiency Ratio 78.33%
Return on Assets 0.64%
Return on Equity 5.86%