C
Rushmore Electric Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
10.90
Leverage
Ratio
10.90
Return On
Assets
0.53%
Total
Assets
24.37M
Capital
2.66M
Total
Deposits
21.60M
Net
Income
32.00K
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Weiss Ratings Rushmore Electric Federal Credit Union
Rapid City, SD 		Click to
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Rating C
Asset Quality Index 8.60
Capitalization Index 9.10
Liquidity Index 7.10
Profitability Index 3.00
Stability Index 5.90
Company Info Rushmore Electric Federal Credit Union
Rapid City, SD 		Click to
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NCUA Charter Number 3073
Phone Number (605) 342-9451
Website www.refcu.coop
Asset Quality Rushmore Electric Federal Credit Union
Rapid City, SD 		Click to
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1-Year Asset Growth 2.34%
5-Year Asset Growth 2.89%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 2.45%
Non-Performing Loans to Loans 0.92%
Balance Sheet Rushmore Electric Federal Credit Union
Rapid City, SD 		Click to
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Total Assets 24.37M
Total Deposits 21.60M
Capital and Reserves Rushmore Electric Federal Credit Union
Rapid City, SD 		Click to
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Capital 2.66M
Leverage Ratio 10.90
Loan Loss Reserves to Loans 1.12%
Liquidity Rushmore Electric Federal Credit Union
Rapid City, SD 		Click to
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Hot Money Ratio 10.44%
Liquidity Ratio 47.88%
Profitability Rushmore Electric Federal Credit Union
Rapid City, SD 		Click to
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5-Year Return on Average Assets 0.23%
Net Income 32.00K
Net Interest Spread 2.61%
Operating Profit to Average Assets 0.53%
Overhead Efficiency Ratio 81.40%
Return on Assets 0.53%
Return on Equity 4.85%