| Weiss Ratings |
Four Seasons Federal Credit Union
Opelika, AL |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 5.40 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 7.70 | |||
| Stability Index | 3.00 | |||
| Company Info |
Four Seasons Federal Credit Union
Opelika, AL |
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| NCUA Charter Number | 3079 | |||
| Phone Number | (334) 745-4711 | |||
| Website | www.fourseasonsfcu.com | |||
| Asset Quality |
Four Seasons Federal Credit Union
Opelika, AL |
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| 1-Year Asset Growth | 14.69% | |||
| 5-Year Asset Growth | 9.85% | |||
| 5-Year Charge-Offs to Average Loans | 0.76% | |||
| Charge-Offs to Average Loans | 1.67% | |||
| Non-Performing Assets to Assets | 0.64% | |||
| Non-Performing Loans to Capital | 7.56% | |||
| Non-Performing Loans to Loans | 1.16% | |||
| Balance Sheet |
Four Seasons Federal Credit Union
Opelika, AL |
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| Total Assets | 89.72M | |||
| Total Deposits | 81.80M | |||
| Capital and Reserves |
Four Seasons Federal Credit Union
Opelika, AL |
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| Capital | 6.98M | |||
| Leverage Ratio | 8.08 | |||
| Loan Loss Reserves to Loans | 1.34% | |||
| Liquidity |
Four Seasons Federal Credit Union
Opelika, AL |
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| Hot Money Ratio | 2.47% | |||
| Liquidity Ratio | 21.90% | |||
| Profitability |
Four Seasons Federal Credit Union
Opelika, AL |
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| 5-Year Return on Average Assets | 0.57% | |||
| Net Income | 215.00K | |||
| Net Interest Spread | 4.94% | |||
| Operating Profit to Average Assets | 1.87% | |||
| Overhead Efficiency Ratio | 69.75% | |||
| Return on Assets | 0.97% | |||
| Return on Equity | 12.51% | |||