| Weiss Ratings |
Four Seasons Federal Credit Union
Opelika, AL |
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| Rating | ||||
| Asset Quality Index | 4.90 | |||
| Capitalization Index | 5.90 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 8.30 | |||
| Stability Index | 3.60 | |||
| Company Info |
Four Seasons Federal Credit Union
Opelika, AL |
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| NCUA Charter Number | 3079 | |||
| Phone Number | (334) 745-4711 | |||
| Website | www.fourseasonsfcu.com | |||
| Asset Quality |
Four Seasons Federal Credit Union
Opelika, AL |
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| 1-Year Asset Growth | 6.82% | |||
| 5-Year Asset Growth | 9.09% | |||
| 5-Year Charge-Offs to Average Loans | 0.96% | |||
| Charge-Offs to Average Loans | 2.86% | |||
| Non-Performing Assets to Assets | 0.52% | |||
| Non-Performing Loans to Capital | 12.00% | |||
| Non-Performing Loans to Loans | 1.78% | |||
| Balance Sheet |
Four Seasons Federal Credit Union
Opelika, AL |
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| Total Assets | 95.84M | |||
| Total Deposits | 86.85M | |||
| Capital and Reserves |
Four Seasons Federal Credit Union
Opelika, AL |
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| Capital | 7.34M | |||
| Leverage Ratio | 7.80 | |||
| Loan Loss Reserves to Loans | 1.90% | |||
| Liquidity |
Four Seasons Federal Credit Union
Opelika, AL |
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| Hot Money Ratio | 3.37% | |||
| Liquidity Ratio | 12.70% | |||
| Profitability |
Four Seasons Federal Credit Union
Opelika, AL |
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| 5-Year Return on Average Assets | 0.65% | |||
| Net Income | -237.00K | |||
| Net Interest Spread | 5.41% | |||
| Operating Profit to Average Assets | 2.19% | |||
| Overhead Efficiency Ratio | 71.27% | |||
| Return on Assets | -1.01% | |||
| Return on Equity | -12.71% | |||