B
ACIPCO Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings ACIPCO Federal Credit Union
Birmingham, AL
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Rating B
Asset Quality Index 9.70
Capitalization Index 10.00
Liquidity Index 3.50
Profitability Index 5.50
Stability Index 8.20
Company Info ACIPCO Federal Credit Union
Birmingham, AL
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NCUA Charter Number 3080
Phone Number (205) 328-4371
Website www.acipcofcu.org
Asset Quality ACIPCO Federal Credit Union
Birmingham, AL
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1-Year Asset Growth 1.14%
5-Year Asset Growth 4.14%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 2.64%
Non-Performing Loans to Loans 0.45%
Balance Sheet ACIPCO Federal Credit Union
Birmingham, AL
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Total Assets 203.05M
Total Deposits 176.84M
Capital and Reserves ACIPCO Federal Credit Union
Birmingham, AL
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Capital 25.20M
Leverage Ratio 14.74
Loan Loss Reserves to Loans 0.54%
Liquidity ACIPCO Federal Credit Union
Birmingham, AL
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Hot Money Ratio 18.33%
Liquidity Ratio 21.86%
Profitability ACIPCO Federal Credit Union
Birmingham, AL
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5-Year Return on Average Assets 0.59%
Net Income 948.00K
Net Interest Spread 3.84%
Operating Profit to Average Assets 1.90%
Overhead Efficiency Ratio 50.86%
Return on Assets 1.90%
Return on Equity 15.66%