B
ACIPCO Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings ACIPCO Federal Credit Union
Birmingham, AL
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 7.30
Stability Index 7.00
Company Info ACIPCO Federal Credit Union
Birmingham, AL
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NCUA Charter Number 3080
Phone Number (205) 328-4371
Website www.acipcofcu.org
Asset Quality ACIPCO Federal Credit Union
Birmingham, AL
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1-Year Asset Growth 5.33%
5-Year Asset Growth 4.14%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 1.75%
Non-Performing Loans to Loans 0.36%
Balance Sheet ACIPCO Federal Credit Union
Birmingham, AL
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Total Assets 212.14M
Total Deposits 182.74M
Capital and Reserves ACIPCO Federal Credit Union
Birmingham, AL
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Capital 28.02M
Leverage Ratio 15.15
Loan Loss Reserves to Loans 0.47%
Liquidity ACIPCO Federal Credit Union
Birmingham, AL
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Hot Money Ratio 16.49%
Liquidity Ratio 24.64%
Profitability ACIPCO Federal Credit Union
Birmingham, AL
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5-Year Return on Average Assets 0.59%
Net Income 3.15M
Net Interest Spread 4.08%
Operating Profit to Average Assets 2.04%
Overhead Efficiency Ratio 48.64%
Return on Assets 2.04%
Return on Equity 16.32%