B
Mount Carmel Baptist Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
23.86
Leverage
Ratio
23.86
Return On
Assets
2.06%
Total
Assets
746.00K
Capital
178.00K
Total
Deposits
567.00K
Net
Income
11.00K
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Weiss Ratings Mount Carmel Baptist Federal Credit Union
Philadelphia, PA 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.90
Profitability Index 10.00
Stability Index 5.30
Company Info Mount Carmel Baptist Federal Credit Union
Philadelphia, PA 		Click to
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NCUA Charter Number 3082
Phone Number (215) 471-8514
Website --
Asset Quality Mount Carmel Baptist Federal Credit Union
Philadelphia, PA 		Click to
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1-Year Asset Growth 10.85%
5-Year Asset Growth -1.77%
5-Year Charge-Offs to Average Loans 1.38%
Charge-Offs to Average Loans 2.78%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Mount Carmel Baptist Federal Credit Union
Philadelphia, PA 		Click to
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Total Assets 746.00K
Total Deposits 567.00K
Capital and Reserves Mount Carmel Baptist Federal Credit Union
Philadelphia, PA 		Click to
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Capital 178.00K
Leverage Ratio 23.86
Loan Loss Reserves to Loans 10.20%
Liquidity Mount Carmel Baptist Federal Credit Union
Philadelphia, PA 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 44.37%
Profitability Mount Carmel Baptist Federal Credit Union
Philadelphia, PA 		Click to
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5-Year Return on Average Assets -1.08%
Net Income 11.00K
Net Interest Spread 5.09%
Operating Profit to Average Assets 1.87%
Overhead Efficiency Ratio 47.37%
Return on Assets 2.06%
Return on Equity 8.53%