| Weiss Ratings |
Polish National Credit Union
Chicopee, MA |
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| Rating | ||||
| Asset Quality Index | 9.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 3.30 | |||
| Stability Index | 8.90 | |||
| Company Info |
Polish National Credit Union
Chicopee, MA |
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| NCUA Charter Number | 309 | |||
| Phone Number | (413) 592-5108 | |||
| Website | www.pncu.com | |||
| Asset Quality |
Polish National Credit Union
Chicopee, MA |
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| 1-Year Asset Growth | 7.35% | |||
| 5-Year Asset Growth | 3.89% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.20% | |||
| Non-Performing Loans to Capital | 1.49% | |||
| Non-Performing Loans to Loans | 0.25% | |||
| Balance Sheet |
Polish National Credit Union
Chicopee, MA |
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| Total Assets | 761.08M | |||
| Total Deposits | 597.19M | |||
| Capital and Reserves |
Polish National Credit Union
Chicopee, MA |
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| Capital | 101.71M | |||
| Leverage Ratio | 13.51 | |||
| Loan Loss Reserves to Loans | 0.35% | |||
| Liquidity |
Polish National Credit Union
Chicopee, MA |
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| Hot Money Ratio | 14.52% | |||
| Liquidity Ratio | 5.66% | |||
| Profitability |
Polish National Credit Union
Chicopee, MA |
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| 5-Year Return on Average Assets | 0.54% | |||
| Net Income | 2.16M | |||
| Net Interest Spread | 3.03% | |||
| Operating Profit to Average Assets | 0.38% | |||
| Overhead Efficiency Ratio | 88.68% | |||
| Return on Assets | 0.38% | |||
| Return on Equity | 2.89% | |||