| Weiss Ratings |
Polish National Credit Union
Chicopee, MA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 1.00 | |||
| Stability Index | 8.80 | |||
| Company Info |
Polish National Credit Union
Chicopee, MA |
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| NCUA Charter Number | 309 | |||
| Phone Number | (413) 592-9495 | |||
| Website | www.pncu.com | |||
| Asset Quality |
Polish National Credit Union
Chicopee, MA |
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| 1-Year Asset Growth | -4.89% | |||
| 5-Year Asset Growth | 3.83% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 2.10% | |||
| Non-Performing Loans to Loans | 0.35% | |||
| Balance Sheet |
Polish National Credit Union
Chicopee, MA |
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| Total Assets | 732.98M | |||
| Total Deposits | 590.60M | |||
| Capital and Reserves |
Polish National Credit Union
Chicopee, MA |
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| Capital | 95.65M | |||
| Leverage Ratio | 13.46 | |||
| Loan Loss Reserves to Loans | 0.39% | |||
| Liquidity |
Polish National Credit Union
Chicopee, MA |
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| Hot Money Ratio | 10.93% | |||
| Liquidity Ratio | 9.16% | |||
| Profitability |
Polish National Credit Union
Chicopee, MA |
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| 5-Year Return on Average Assets | 0.52% | |||
| Net Income | 600.00K | |||
| Net Interest Spread | 2.91% | |||
| Operating Profit to Average Assets | 0.33% | |||
| Overhead Efficiency Ratio | 89.81% | |||
| Return on Assets | 0.33% | |||
| Return on Equity | 2.51% | |||