| Weiss Ratings |
Jolt Credit Union
Saginaw, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.60 | |||
| Capitalization Index | 5.60 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 1.40 | |||
| Stability Index | 4.40 | |||
| Company Info |
Jolt Credit Union
Saginaw, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 310 | |||
| Phone Number | (989) 799-8744 | |||
| Website | www.joltcu.com | |||
| Asset Quality |
Jolt Credit Union
Saginaw, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.16% | |||
| 5-Year Asset Growth | 5.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.31% | |||
| Charge-Offs to Average Loans | 0.41% | |||
| Non-Performing Assets to Assets | 0.24% | |||
| Non-Performing Loans to Capital | 2.83% | |||
| Non-Performing Loans to Loans | 0.39% | |||
| Balance Sheet |
Jolt Credit Union
Saginaw, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 464.28M | |||
| Total Deposits | 403.81M | |||
| Capital and Reserves |
Jolt Credit Union
Saginaw, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 37.17M | |||
| Leverage Ratio | 9.43 | |||
| Loan Loss Reserves to Loans | 0.63% | |||
| Liquidity |
Jolt Credit Union
Saginaw, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 7.50% | |||
| Liquidity Ratio | 20.60% | |||
| Profitability |
Jolt Credit Union
Saginaw, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.21% | |||
| Net Income | -297.00K | |||
| Net Interest Spread | 3.26% | |||
| Operating Profit to Average Assets | -0.13% | |||
| Overhead Efficiency Ratio | 103.62% | |||
| Return on Assets | -0.26% | |||
| Return on Equity | -3.20% | |||