| Weiss Ratings |
Jolt Credit Union
Saginaw, MI |
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| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 5.50 | |||
| Company Info |
Jolt Credit Union
Saginaw, MI |
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| NCUA Charter Number | 310 | |||
| Phone Number | (989) 799-8744 | |||
| Website | www.joltcu.com | |||
| Asset Quality |
Jolt Credit Union
Saginaw, MI |
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| 1-Year Asset Growth | 1.50% | |||
| 5-Year Asset Growth | 6.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.33% | |||
| Charge-Offs to Average Loans | 0.52% | |||
| Non-Performing Assets to Assets | 0.20% | |||
| Non-Performing Loans to Capital | 1.87% | |||
| Non-Performing Loans to Loans | 0.29% | |||
| Balance Sheet |
Jolt Credit Union
Saginaw, MI |
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| Total Assets | 471.72M | |||
| Total Deposits | 398.40M | |||
| Capital and Reserves |
Jolt Credit Union
Saginaw, MI |
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| Capital | 44.97M | |||
| Leverage Ratio | 9.96 | |||
| Loan Loss Reserves to Loans | 0.66% | |||
| Liquidity |
Jolt Credit Union
Saginaw, MI |
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| Hot Money Ratio | 5.68% | |||
| Liquidity Ratio | 20.55% | |||
| Profitability |
Jolt Credit Union
Saginaw, MI |
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| 5-Year Return on Average Assets | 0.24% | |||
| Net Income | 1.76M | |||
| Net Interest Spread | 4.31% | |||
| Operating Profit to Average Assets | 1.05% | |||
| Overhead Efficiency Ratio | 79.04% | |||
| Return on Assets | 0.75% | |||
| Return on Equity | 8.10% | |||