| Weiss Ratings |
Jolt Credit Union
Saginaw, MI |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 6.50 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 4.50 | |||
| Company Info |
Jolt Credit Union
Saginaw, MI |
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| NCUA Charter Number | 310 | |||
| Phone Number | (989) 799-8744 | |||
| Website | www.joltcu.com | |||
| Asset Quality |
Jolt Credit Union
Saginaw, MI |
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| 1-Year Asset Growth | 2.01% | |||
| 5-Year Asset Growth | 6.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.33% | |||
| Charge-Offs to Average Loans | 0.47% | |||
| Non-Performing Assets to Assets | 0.18% | |||
| Non-Performing Loans to Capital | 3.06% | |||
| Non-Performing Loans to Loans | 0.40% | |||
| Balance Sheet |
Jolt Credit Union
Saginaw, MI |
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| Total Assets | 473.63M | |||
| Total Deposits | 401.89M | |||
| Capital and Reserves |
Jolt Credit Union
Saginaw, MI |
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| Capital | 43.71M | |||
| Leverage Ratio | 9.79 | |||
| Loan Loss Reserves to Loans | 0.69% | |||
| Liquidity |
Jolt Credit Union
Saginaw, MI |
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| Hot Money Ratio | 6.71% | |||
| Liquidity Ratio | 21.28% | |||
| Profitability |
Jolt Credit Union
Saginaw, MI |
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| 5-Year Return on Average Assets | 0.24% | |||
| Net Income | 1.14M | |||
| Net Interest Spread | 4.14% | |||
| Operating Profit to Average Assets | 1.34% | |||
| Overhead Efficiency Ratio | 84.92% | |||
| Return on Assets | 0.97% | |||
| Return on Equity | 10.68% | |||