| Weiss Ratings |
Heritage Federal Credit Union
Newburgh, IN |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 5.60 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 4.60 | |||
| Stability Index | 6.00 | |||
| Company Info |
Heritage Federal Credit Union
Newburgh, IN |
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| NCUA Charter Number | 3101 | |||
| Phone Number | (812) 853-8808 | |||
| Website | www.heritagefederal.org | |||
| Asset Quality |
Heritage Federal Credit Union
Newburgh, IN |
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| 1-Year Asset Growth | 6.15% | |||
| 5-Year Asset Growth | 8.40% | |||
| 5-Year Charge-Offs to Average Loans | 0.30% | |||
| Charge-Offs to Average Loans | 0.32% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 1.87% | |||
| Non-Performing Loans to Loans | 0.21% | |||
| Balance Sheet |
Heritage Federal Credit Union
Newburgh, IN |
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| Total Assets | 1.02B | |||
| Total Deposits | 839.85M | |||
| Capital and Reserves |
Heritage Federal Credit Union
Newburgh, IN |
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| Capital | 84.97M | |||
| Leverage Ratio | 11.71 | |||
| Loan Loss Reserves to Loans | 0.97% | |||
| Liquidity |
Heritage Federal Credit Union
Newburgh, IN |
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| Hot Money Ratio | 11.63% | |||
| Liquidity Ratio | 14.35% | |||
| Profitability |
Heritage Federal Credit Union
Newburgh, IN |
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| 5-Year Return on Average Assets | 0.79% | |||
| Net Income | 3.78M | |||
| Net Interest Spread | 3.82% | |||
| Operating Profit to Average Assets | 0.98% | |||
| Overhead Efficiency Ratio | 84.16% | |||
| Return on Assets | 0.74% | |||
| Return on Equity | 9.33% | |||