B
Cobblestone Country Federal Credit Union
AlbionNY
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cobblestone Country Federal Credit Union
Albion, NY
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Rating B
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 10.00
Stability Index 6.30
Company Info Cobblestone Country Federal Credit Union
Albion, NY
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NCUA Charter Number 3105
Phone Number (585) 589-5286
Website cobblestonecountryfcu.com
Asset Quality Cobblestone Country Federal Credit Union
Albion, NY
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1-Year Asset Growth 17.14%
5-Year Asset Growth 12.84%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.64%
Non-Performing Loans to Capital 4.41%
Non-Performing Loans to Loans 0.84%
Balance Sheet Cobblestone Country Federal Credit Union
Albion, NY
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Total Assets 22.95M
Total Deposits 19.88M
Capital and Reserves Cobblestone Country Federal Credit Union
Albion, NY
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Capital 3.05M
Leverage Ratio 13.36
Loan Loss Reserves to Loans 0.66%
Liquidity Cobblestone Country Federal Credit Union
Albion, NY
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Hot Money Ratio 0.00%
Liquidity Ratio 27.35%
Profitability Cobblestone Country Federal Credit Union
Albion, NY
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5-Year Return on Average Assets 1.69%
Net Income 368.00K
Net Interest Spread 5.62%
Operating Profit to Average Assets 3.29%
Overhead Efficiency Ratio 51.49%
Return on Assets 3.29%
Return on Equity 25.74%