B
PFCU
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings PFCU
Portland, MI
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Rating B
Asset Quality Index 9.10
Capitalization Index 9.20
Liquidity Index 4.10
Profitability Index 6.60
Stability Index 7.30
Company Info PFCU
Portland, MI
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NCUA Charter Number 311
Phone Number (844) 517-3611
Website www.pfcu4me.com
Asset Quality PFCU
Portland, MI
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1-Year Asset Growth 2.38%
5-Year Asset Growth 7.20%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans 0.42%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 3.12%
Non-Performing Loans to Loans 0.53%
Balance Sheet PFCU
Portland, MI
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Total Assets 819.85M
Total Deposits 727.10M
Capital and Reserves PFCU
Portland, MI
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Capital 89.96M
Leverage Ratio 11.18
Loan Loss Reserves to Loans 0.72%
Liquidity PFCU
Portland, MI
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Hot Money Ratio 6.23%
Liquidity Ratio 24.69%
Profitability PFCU
Portland, MI
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5-Year Return on Average Assets 0.62%
Net Income 4.88M
Net Interest Spread 4.69%
Operating Profit to Average Assets 1.11%
Overhead Efficiency Ratio 78.76%
Return on Assets 0.79%
Return on Equity 7.58%