C
Your Hometown Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Your Hometown Federal Credit Union
Mayfield, KY
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Rating C
Asset Quality Index 8.60
Capitalization Index 6.80
Liquidity Index 6.10
Profitability Index 0.30
Stability Index 4.60
Company Info Your Hometown Federal Credit Union
Mayfield, KY
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NCUA Charter Number 3110
Phone Number (270) 247-6458
Website www.yourhometownfcu.org
Asset Quality Your Hometown Federal Credit Union
Mayfield, KY
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1-Year Asset Growth 0.58%
5-Year Asset Growth 6.42%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 1.23%
Non-Performing Loans to Loans 0.27%
Balance Sheet Your Hometown Federal Credit Union
Mayfield, KY
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Total Assets 27.57M
Total Deposits 25.11M
Capital and Reserves Your Hometown Federal Credit Union
Mayfield, KY
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Capital 2.54M
Leverage Ratio 9.24
Loan Loss Reserves to Loans 1.17%
Liquidity Your Hometown Federal Credit Union
Mayfield, KY
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Hot Money Ratio 11.53%
Liquidity Ratio 43.52%
Profitability Your Hometown Federal Credit Union
Mayfield, KY
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5-Year Return on Average Assets 0.49%
Net Income -72.00K
Net Interest Spread 4.53%
Operating Profit to Average Assets -0.10%
Overhead Efficiency Ratio 106.80%
Return on Assets -0.53%
Return on Equity -5.62%