B
Valley One Community Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
12.63
Leverage
Ratio
12.63
Return On
Assets
0.71%
Total
Assets
38.34M
Capital
4.48M
Total
Deposits
33.77M
Net
Income
135.00K
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Weiss Ratings Valley One Community Federal Credit Union
Steubenville, OH 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.10
Profitability Index 4.40
Stability Index 6.20
Company Info Valley One Community Federal Credit Union
Steubenville, OH 		Click to
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NCUA Charter Number 3117
Phone Number (740) 264-1402
Website valleyonecfcu.com
Asset Quality Valley One Community Federal Credit Union
Steubenville, OH 		Click to
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1-Year Asset Growth 1.90%
5-Year Asset Growth 1.61%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.60%
Non-Performing Loans to Loans 0.13%
Balance Sheet Valley One Community Federal Credit Union
Steubenville, OH 		Click to
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Total Assets 38.34M
Total Deposits 33.77M
Capital and Reserves Valley One Community Federal Credit Union
Steubenville, OH 		Click to
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Capital 4.48M
Leverage Ratio 12.63
Loan Loss Reserves to Loans 1.08%
Liquidity Valley One Community Federal Credit Union
Steubenville, OH 		Click to
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Hot Money Ratio 0.56%
Liquidity Ratio 40.76%
Profitability Valley One Community Federal Credit Union
Steubenville, OH 		Click to
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5-Year Return on Average Assets 0.37%
Net Income 135.00K
Net Interest Spread 3.35%
Operating Profit to Average Assets 0.74%
Overhead Efficiency Ratio 80.56%
Return on Assets 0.71%
Return on Equity 6.14%