C
Caprock Federal Credit Union
LamesaTX
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Caprock Federal Credit Union
Lamesa, TX
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Rating C
Asset Quality Index 5.60
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 1.30
Stability Index 5.30
Company Info Caprock Federal Credit Union
Lamesa, TX
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NCUA Charter Number 3124
Phone Number (806) 872-5151
Website www.caprockcu.com
Asset Quality Caprock Federal Credit Union
Lamesa, TX
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1-Year Asset Growth 2.70%
5-Year Asset Growth 3.80%
5-Year Charge-Offs to Average Loans 0.35%
Charge-Offs to Average Loans 0.21%
Non-Performing Assets to Assets 1.05%
Non-Performing Loans to Capital 8.72%
Non-Performing Loans to Loans 1.26%
Balance Sheet Caprock Federal Credit Union
Lamesa, TX
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Total Assets 39.47M
Total Deposits 34.49M
Capital and Reserves Caprock Federal Credit Union
Lamesa, TX
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Capital 4.67M
Leverage Ratio 11.87
Loan Loss Reserves to Loans 0.25%
Liquidity Caprock Federal Credit Union
Lamesa, TX
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Hot Money Ratio 23.82%
Liquidity Ratio 15.28%
Profitability Caprock Federal Credit Union
Lamesa, TX
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5-Year Return on Average Assets 0.39%
Net Income -80.00K
Net Interest Spread 4.26%
Operating Profit to Average Assets -0.16%
Overhead Efficiency Ratio 102.82%
Return on Assets -0.27%
Return on Equity -2.29%