New Pilgrim Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (1.0 on a scale of 0 to 10). A current level of 45.7 percent of nonperforming loans to core capital combined with 45.7 percent from a year earlier contributes to the Weak asset quality (1.7).
Other Rating Factors:
Weak current capitalization (2.3 on a scale of 0 to 10) based on a net capital to total assets of 5.0 and a net worth ratio of 5.0. Operating profits as a percentage of assets at 0.4%, coupled with a return on assets of 0.5 has resulted in Fair (3.1) profitability.
Asset Mix:
Consumer loans (28%), other (72%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
641 Goldwire Way, SW
Birmingham, AL 35211
Birmingham, AL 35211
Phone Number
(205) 326-3852
NCUA Charter Number
Website
Largest Competitors
Birmingham, AL
Birmingham, AL
Birmingham, AL
Birmingham, AL
Birmingham, AL