B
Parks Heritage Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
16.49
Leverage
Ratio
16.45
Return On
Assets
1.25%
Total
Assets
39.47M
Capital
6.51M
Total
Deposits
32.93M
Net
Income
240.00K
My Lists My Alerts
Weiss Ratings Parks Heritage Federal Credit Union
Glens Falls, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.00
Profitability Index 10.00
Stability Index 7.00
Company Info Parks Heritage Federal Credit Union
Glens Falls, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 3131
Phone Number (518) 926-4700
Website www.parksheritagefcu.org
Asset Quality Parks Heritage Federal Credit Union
Glens Falls, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 5.57%
5-Year Asset Growth 5.69%
5-Year Charge-Offs to Average Loans 0.33%
Charge-Offs to Average Loans 0.43%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 1.66%
Non-Performing Loans to Loans 0.44%
Balance Sheet Parks Heritage Federal Credit Union
Glens Falls, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 39.47M
Total Deposits 32.93M
Capital and Reserves Parks Heritage Federal Credit Union
Glens Falls, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 6.51M
Leverage Ratio 16.45
Loan Loss Reserves to Loans 0.76%
Liquidity Parks Heritage Federal Credit Union
Glens Falls, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 2.90%
Liquidity Ratio 25.16%
Profitability Parks Heritage Federal Credit Union
Glens Falls, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.40%
Net Income 240.00K
Net Interest Spread 5.47%
Operating Profit to Average Assets 1.82%
Overhead Efficiency Ratio 70.44%
Return on Assets 1.25%
Return on Equity 7.52%