Parks Heritage Federal Credit Union

Glens Falls, NY

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
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Total
Assets

Capital

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Weiss Ratings	Parks Heritage Federal Credit Union Glens Falls, NY	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	9.90
Capitalization Index	10.00
Liquidity Index	3.70
Profitability Index	5.40
Stability Index	8.20

Company Info	Parks Heritage Federal Credit Union Glens Falls, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3131
Phone Number	(518) 926-4700
Website	www.parksheritagefcu.org

Asset Quality	Parks Heritage Federal Credit Union Glens Falls, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-1.93%
5-Year Asset Growth	4.86%
5-Year Charge-Offs to Average Loans	0.31%
Charge-Offs to Average Loans	0.65%
Non-Performing Assets to Assets	0.10%
Non-Performing Loans to Capital	0.64%
Non-Performing Loans to Loans	0.17%

Balance Sheet	Parks Heritage Federal Credit Union Glens Falls, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	36.31M
Total Deposits	30.56M

Capital and Reserves	Parks Heritage Federal Credit Union Glens Falls, NY	Click to Compare	Click to Compare	Click to Compare
Capital	5.70M
Leverage Ratio	16.10
Loan Loss Reserves to Loans	0.51%

Liquidity	Parks Heritage Federal Credit Union Glens Falls, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	2.58%
Liquidity Ratio	23.76%

Profitability	Parks Heritage Federal Credit Union Glens Falls, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.19%
Net Income	73.00K
Net Interest Spread	4.90%
Operating Profit to Average Assets	1.06%
Overhead Efficiency Ratio	81.97%
Return on Assets	0.81%
Return on Equity	5.18%