C
South Charleston Employees Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
56.94
Leverage
Ratio
56.94
Return On
Assets
0.81%
Total
Assets
14.81M
Capital
8.43M
Total
Deposits
6.32M
Net
Income
90.00K
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Weiss Ratings South Charleston Employees Federal Credit Union
South Charleston, WV 		Click to
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Rating C
Asset Quality Index 9.60
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 5.60
Stability Index 5.00
Company Info South Charleston Employees Federal Credit Union
South Charleston, WV 		Click to
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NCUA Charter Number 3138
Phone Number (304) 720-5600
Website --
Asset Quality South Charleston Employees Federal Credit Union
South Charleston, WV 		Click to
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1-Year Asset Growth -0.25%
5-Year Asset Growth -1.53%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 1.47%
Non-Performing Loans to Capital 2.56%
Non-Performing Loans to Loans 4.56%
Balance Sheet South Charleston Employees Federal Credit Union
South Charleston, WV 		Click to
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Total Assets 14.81M
Total Deposits 6.32M
Capital and Reserves South Charleston Employees Federal Credit Union
South Charleston, WV 		Click to
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Capital 8.43M
Leverage Ratio 56.94
Loan Loss Reserves to Loans 0.90%
Liquidity South Charleston Employees Federal Credit Union
South Charleston, WV 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 72.47%
Profitability South Charleston Employees Federal Credit Union
South Charleston, WV 		Click to
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5-Year Return on Average Assets 0.28%
Net Income 90.00K
Net Interest Spread 3.73%
Operating Profit to Average Assets 0.90%
Overhead Efficiency Ratio 74.55%
Return on Assets 0.81%
Return on Equity 1.43%