C
South Charleston Employees Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
56.77
Leverage
Ratio
56.77
Return On
Assets
0.76%
Total
Assets
14.74M
Capital
8.37M
Total
Deposits
6.32M
Net
Income
28.00K
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Weiss Ratings South Charleston Employees Federal Credit Union
South Charleston, WV 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 4.50
Stability Index 7.30
Company Info South Charleston Employees Federal Credit Union
South Charleston, WV 		Click to
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NCUA Charter Number 3138
Phone Number (304) 720-5600
Website --
Asset Quality South Charleston Employees Federal Credit Union
South Charleston, WV 		Click to
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1-Year Asset Growth -3.02%
5-Year Asset Growth -1.53%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.49%
Non-Performing Assets to Assets 0.82%
Non-Performing Loans to Capital 1.44%
Non-Performing Loans to Loans 2.50%
Balance Sheet South Charleston Employees Federal Credit Union
South Charleston, WV 		Click to
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Total Assets 14.74M
Total Deposits 6.32M
Capital and Reserves South Charleston Employees Federal Credit Union
South Charleston, WV 		Click to
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Capital 8.37M
Leverage Ratio 56.77
Loan Loss Reserves to Loans 0.78%
Liquidity South Charleston Employees Federal Credit Union
South Charleston, WV 		Click to
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Hot Money Ratio 4.35%
Liquidity Ratio 40.11%
Profitability South Charleston Employees Federal Credit Union
South Charleston, WV 		Click to
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5-Year Return on Average Assets 0.28%
Net Income 28.00K
Net Interest Spread 3.58%
Operating Profit to Average Assets 0.87%
Overhead Efficiency Ratio 74.60%
Return on Assets 0.76%
Return on Equity 1.34%