B
Peoples Federal Credit Union
NitroWV
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples Federal Credit Union
Nitro, WV
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Rating B
Asset Quality Index 6.60
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 10.00
Stability Index 6.30
Company Info Peoples Federal Credit Union
Nitro, WV
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NCUA Charter Number 3139
Phone Number (304) 722-2274
Website www.peoplesfcu.com
Asset Quality Peoples Federal Credit Union
Nitro, WV
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1-Year Asset Growth 6.44%
5-Year Asset Growth 5.09%
5-Year Charge-Offs to Average Loans 0.35%
Charge-Offs to Average Loans 0.72%
Non-Performing Assets to Assets 1.57%
Non-Performing Loans to Capital 9.17%
Non-Performing Loans to Loans 1.95%
Balance Sheet Peoples Federal Credit Union
Nitro, WV
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Total Assets 125.59M
Total Deposits 104.35M
Capital and Reserves Peoples Federal Credit Union
Nitro, WV
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Capital 20.69M
Leverage Ratio 16.47
Loan Loss Reserves to Loans 0.81%
Liquidity Peoples Federal Credit Union
Nitro, WV
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Hot Money Ratio 7.27%
Liquidity Ratio 18.40%
Profitability Peoples Federal Credit Union
Nitro, WV
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5-Year Return on Average Assets 1.59%
Net Income 1.84M
Net Interest Spread 5.60%
Operating Profit to Average Assets 2.66%
Overhead Efficiency Ratio 61.87%
Return on Assets 1.98%
Return on Equity 12.33%