West Virginia Federal Credit Union

South Charleston, WV

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	West Virginia Federal Credit Union South Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	4.00
Profitability Index	8.00
Stability Index	7.00

Company Info	West Virginia Federal Credit Union South Charleston, WV	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3146
Phone Number	(304) 744-7604
Website	www.wvfcu.org

Asset Quality	West Virginia Federal Credit Union South Charleston, WV	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	3.13%
5-Year Asset Growth	0.82%
5-Year Charge-Offs to Average Loans	0.15%
Charge-Offs to Average Loans	0.24%
Non-Performing Assets to Assets	0.21%
Non-Performing Loans to Capital	1.13%
Non-Performing Loans to Loans	0.34%

Balance Sheet	West Virginia Federal Credit Union South Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Total Assets	128.79M
Total Deposits	104.45M

Capital and Reserves	West Virginia Federal Credit Union South Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Capital	23.42M
Leverage Ratio	18.40
Loan Loss Reserves to Loans	1.09%

Liquidity	West Virginia Federal Credit Union South Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	5.91%
Liquidity Ratio	21.21%

Profitability	West Virginia Federal Credit Union South Charleston, WV	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.69%
Net Income	346.00K
Net Interest Spread	4.30%
Operating Profit to Average Assets	1.28%
Overhead Efficiency Ratio	74.20%
Return on Assets	1.09%
Return on Equity	5.98%