D
Pear Orchard Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Pear Orchard Federal Credit Union
Beaumont, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating D
Asset Quality Index 0.00
Capitalization Index 10.00
Liquidity Index 5.80
Profitability Index 3.30
Stability Index 5.40
Company Info Pear Orchard Federal Credit Union
Beaumont, TX
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 3151
Phone Number (409) 842-4343
Website --
Asset Quality Pear Orchard Federal Credit Union
Beaumont, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -14.12%
5-Year Asset Growth -0.53%
5-Year Charge-Offs to Average Loans 0.43%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 15.16%
Non-Performing Loans to Capital 61.37%
Non-Performing Loans to Loans 27.71%
Balance Sheet Pear Orchard Federal Credit Union
Beaumont, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 943.00K
Total Deposits 727.00K
Capital and Reserves Pear Orchard Federal Credit Union
Beaumont, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 209.00K
Leverage Ratio 22.16
Loan Loss Reserves to Loans 4.65%
Liquidity Pear Orchard Federal Credit Union
Beaumont, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 0.00%
Liquidity Ratio 60.22%
Profitability Pear Orchard Federal Credit Union
Beaumont, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.27%
Net Income 3.00K
Net Interest Spread 4.89%
Operating Profit to Average Assets 0.42%
Overhead Efficiency Ratio 85.00%
Return on Assets 0.63%
Return on Equity 2.87%