| Weiss Ratings |
Pear Orchard Federal Credit Union
Beaumont, TX |
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| Rating | ||||
| Asset Quality Index | 0.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 0.90 | |||
| Stability Index | 7.50 | |||
| Company Info |
Pear Orchard Federal Credit Union
Beaumont, TX |
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| NCUA Charter Number | 3151 | |||
| Phone Number | (409) 842-4343 | |||
| Website | -- | |||
| Asset Quality |
Pear Orchard Federal Credit Union
Beaumont, TX |
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| 1-Year Asset Growth | -18.09% | |||
| 5-Year Asset Growth | 5.17% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 2.77% | |||
| Non-Performing Assets to Assets | 11.14% | |||
| Non-Performing Loans to Capital | 50.00% | |||
| Non-Performing Loans to Loans | 18.21% | |||
| Balance Sheet |
Pear Orchard Federal Credit Union
Beaumont, TX |
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| Total Assets | 1.02M | |||
| Total Deposits | 813.00K | |||
| Capital and Reserves |
Pear Orchard Federal Credit Union
Beaumont, TX |
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| Capital | 204.00K | |||
| Leverage Ratio | 19.94 | |||
| Loan Loss Reserves to Loans | 3.83% | |||
| Liquidity |
Pear Orchard Federal Credit Union
Beaumont, TX |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 30.85% | |||
| Profitability |
Pear Orchard Federal Credit Union
Beaumont, TX |
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| 5-Year Return on Average Assets | 0.53% | |||
| Net Income | -9.00K | |||
| Net Interest Spread | 5.25% | |||
| Operating Profit to Average Assets | -1.08% | |||
| Overhead Efficiency Ratio | 69.44% | |||
| Return on Assets | -1.08% | |||
| Return on Equity | -5.74% | |||