| Weiss Ratings |
Pear Orchard Federal Credit Union
Beaumont, TX |
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| Rating | ||||
| Asset Quality Index | 0.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.20 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 5.40 | |||
| Company Info |
Pear Orchard Federal Credit Union
Beaumont, TX |
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| NCUA Charter Number | 3151 | |||
| Phone Number | (409) 842-4343 | |||
| Website | -- | |||
| Asset Quality |
Pear Orchard Federal Credit Union
Beaumont, TX |
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| 1-Year Asset Growth | -12.71% | |||
| 5-Year Asset Growth | -0.53% | |||
| 5-Year Charge-Offs to Average Loans | 0.43% | |||
| Charge-Offs to Average Loans | 0.75% | |||
| Non-Performing Assets to Assets | 15.45% | |||
| Non-Performing Loans to Capital | 59.23% | |||
| Non-Performing Loans to Loans | 31.22% | |||
| Balance Sheet |
Pear Orchard Federal Credit Union
Beaumont, TX |
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| Total Assets | 893.00K | |||
| Total Deposits | 676.00K | |||
| Capital and Reserves |
Pear Orchard Federal Credit Union
Beaumont, TX |
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| Capital | 211.00K | |||
| Leverage Ratio | 23.63 | |||
| Loan Loss Reserves to Loans | 4.98% | |||
| Liquidity |
Pear Orchard Federal Credit Union
Beaumont, TX |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 68.18% | |||
| Profitability |
Pear Orchard Federal Credit Union
Beaumont, TX |
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| 5-Year Return on Average Assets | 0.27% | |||
| Net Income | 5.00K | |||
| Net Interest Spread | 4.98% | |||
| Operating Profit to Average Assets | 0.57% | |||
| Overhead Efficiency Ratio | 83.33% | |||
| Return on Assets | 0.71% | |||
| Return on Equity | 3.19% | |||