C
R I A Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings R I A Federal Credit Union
Bettendorf, IA
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Rating C
Asset Quality Index 6.40
Capitalization Index 4.20
Liquidity Index 2.20
Profitability Index 4.50
Stability Index 2.90
Company Info R I A Federal Credit Union
Bettendorf, IA
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NCUA Charter Number 3154
Phone Number (563) 355-3800
Website www.riafcu.com
Asset Quality R I A Federal Credit Union
Bettendorf, IA
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1-Year Asset Growth 5.65%
5-Year Asset Growth 6.17%
5-Year Charge-Offs to Average Loans 1.01%
Charge-Offs to Average Loans 1.07%
Non-Performing Assets to Assets 0.72%
Non-Performing Loans to Capital 9.62%
Non-Performing Loans to Loans 0.77%
Balance Sheet R I A Federal Credit Union
Bettendorf, IA
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Total Assets 641.55M
Total Deposits 597.07M
Capital and Reserves R I A Federal Credit Union
Bettendorf, IA
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Capital 41.99M
Leverage Ratio 8.43
Loan Loss Reserves to Loans 1.29%
Liquidity R I A Federal Credit Union
Bettendorf, IA
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Hot Money Ratio 14.25%
Liquidity Ratio 7.02%
Profitability R I A Federal Credit Union
Bettendorf, IA
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5-Year Return on Average Assets 0.43%
Net Income 1.48M
Net Interest Spread 4.30%
Operating Profit to Average Assets 0.98%
Overhead Efficiency Ratio 79.69%
Return on Assets 0.31%
Return on Equity 5.04%