C
R I A Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings R I A Federal Credit Union
Bettendorf, IA
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Rating C
Asset Quality Index 6.70
Capitalization Index 3.70
Liquidity Index 2.70
Profitability Index 3.10
Stability Index 2.60
Company Info R I A Federal Credit Union
Bettendorf, IA
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NCUA Charter Number 3154
Phone Number (563) 355-3800
Website www.riafcu.com
Asset Quality R I A Federal Credit Union
Bettendorf, IA
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1-Year Asset Growth 4.55%
5-Year Asset Growth 6.17%
5-Year Charge-Offs to Average Loans 1.01%
Charge-Offs to Average Loans 1.27%
Non-Performing Assets to Assets 0.61%
Non-Performing Loans to Capital 8.61%
Non-Performing Loans to Loans 0.66%
Balance Sheet R I A Federal Credit Union
Bettendorf, IA
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Total Assets 642.38M
Total Deposits 601.07M
Capital and Reserves R I A Federal Credit Union
Bettendorf, IA
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Capital 38.49M
Leverage Ratio 8.21
Loan Loss Reserves to Loans 1.46%
Liquidity R I A Federal Credit Union
Bettendorf, IA
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Hot Money Ratio 13.76%
Liquidity Ratio 9.48%
Profitability R I A Federal Credit Union
Bettendorf, IA
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5-Year Return on Average Assets 0.43%
Net Income 166.00K
Net Interest Spread 4.22%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 79.39%
Return on Assets 0.11%
Return on Equity 1.77%