Provident Credit Union
| Weiss Ratings |
Provident Credit Union
Redwood City, CA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 2.50 | |||
| Stability Index | 7.10 | |||
| Company Info |
Provident Credit Union
Redwood City, CA |
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| NCUA Charter Number | 316 | |||
| Phone Number | (650) 508-0300 | |||
| Website | providentcu.org | |||
| Asset Quality |
Provident Credit Union
Redwood City, CA |
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| 1-Year Asset Growth | 2.29% | |||
| 5-Year Asset Growth | 4.87% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 1.19% | |||
| Non-Performing Loans to Loans | 0.16% | |||
| Balance Sheet |
Provident Credit Union
Redwood City, CA |
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| Total Assets | 3.60B | |||
| Total Deposits | 3.18B | |||
| Capital and Reserves |
Provident Credit Union
Redwood City, CA |
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| Capital | 362.68M | |||
| Leverage Ratio | 10.12 | |||
| Loan Loss Reserves to Loans | 0.44% | |||
| Liquidity |
Provident Credit Union
Redwood City, CA |
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| Hot Money Ratio | 25.05% | |||
| Liquidity Ratio | 19.73% | |||
| Profitability |
Provident Credit Union
Redwood City, CA |
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| 5-Year Return on Average Assets | 0.27% | |||
| Net Income | 2.67M | |||
| Net Interest Spread | 2.79% | |||
| Operating Profit to Average Assets | 0.36% | |||
| Overhead Efficiency Ratio | 88.14% | |||
| Return on Assets | 0.30% | |||
| Return on Equity | 2.97% | |||