Provident Credit Union
| Weiss Ratings |
Provident Credit Union
Redwood City, CA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 7.30 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 2.30 | |||
| Stability Index | 7.20 | |||
| Company Info |
Provident Credit Union
Redwood City, CA |
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| NCUA Charter Number | 316 | |||
| Phone Number | (650) 508-0300 | |||
| Website | www.providentcu.org | |||
| Asset Quality |
Provident Credit Union
Redwood City, CA |
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| 1-Year Asset Growth | -1.66% | |||
| 5-Year Asset Growth | 6.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.10% | |||
| Non-Performing Loans to Capital | 0.92% | |||
| Non-Performing Loans to Loans | 0.12% | |||
| Balance Sheet |
Provident Credit Union
Redwood City, CA |
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| Total Assets | 3.52B | |||
| Total Deposits | 3.14B | |||
| Capital and Reserves |
Provident Credit Union
Redwood City, CA |
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| Capital | 341.33M | |||
| Leverage Ratio | 10.22 | |||
| Loan Loss Reserves to Loans | 0.46% | |||
| Liquidity |
Provident Credit Union
Redwood City, CA |
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| Hot Money Ratio | 24.34% | |||
| Liquidity Ratio | 20.92% | |||
| Profitability |
Provident Credit Union
Redwood City, CA |
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| 5-Year Return on Average Assets | 0.38% | |||
| Net Income | 675.00K | |||
| Net Interest Spread | 2.09% | |||
| Operating Profit to Average Assets | 0.12% | |||
| Overhead Efficiency Ratio | 95.64% | |||
| Return on Assets | 0.08% | |||
| Return on Equity | 0.80% | |||