A
Fannin Federal Credit Union
BonhamTX
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Fannin Federal Credit Union
Bonham, TX
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Rating A
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 5.70
Profitability Index 9.50
Stability Index 9.00
Company Info Fannin Federal Credit Union
Bonham, TX
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NCUA Charter Number 3173
Phone Number (903) 583-8131
Website www.fannincu.com
Asset Quality Fannin Federal Credit Union
Bonham, TX
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1-Year Asset Growth 4.89%
5-Year Asset Growth 10.98%
5-Year Charge-Offs to Average Loans 0.29%
Charge-Offs to Average Loans 0.56%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 1.44%
Non-Performing Loans to Loans 0.46%
Balance Sheet Fannin Federal Credit Union
Bonham, TX
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Total Assets 77.51M
Total Deposits 62.29M
Capital and Reserves Fannin Federal Credit Union
Bonham, TX
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Capital 14.88M
Leverage Ratio 19.20
Loan Loss Reserves to Loans 0.73%
Liquidity Fannin Federal Credit Union
Bonham, TX
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Hot Money Ratio 14.22%
Liquidity Ratio 49.98%
Profitability Fannin Federal Credit Union
Bonham, TX
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5-Year Return on Average Assets 2.35%
Net Income 1.42M
Net Interest Spread 6.49%
Operating Profit to Average Assets 2.85%
Overhead Efficiency Ratio 47.12%
Return on Assets 2.45%
Return on Equity 13.35%