Point Breeze Credit Union
| Weiss Ratings |
Point Breeze Credit Union
Hunt Valley, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 8.50 | |||
| Company Info |
Point Breeze Credit Union
Hunt Valley, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 318 | |||
| Phone Number | (410) 584-7228 | |||
| Website | www.pbcu.com | |||
| Asset Quality |
Point Breeze Credit Union
Hunt Valley, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.98% | |||
| 5-Year Asset Growth | 4.20% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.26% | |||
| Non-Performing Assets to Assets | 0.32% | |||
| Non-Performing Loans to Capital | 2.31% | |||
| Non-Performing Loans to Loans | 0.45% | |||
| Balance Sheet |
Point Breeze Credit Union
Hunt Valley, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 960.30M | |||
| Total Deposits | 822.46M | |||
| Capital and Reserves |
Point Breeze Credit Union
Hunt Valley, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 129.58M | |||
| Leverage Ratio | 13.57 | |||
| Loan Loss Reserves to Loans | 0.34% | |||
| Liquidity |
Point Breeze Credit Union
Hunt Valley, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 11.13% | |||
| Liquidity Ratio | 16.15% | |||
| Profitability |
Point Breeze Credit Union
Hunt Valley, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.26% | |||
| Net Income | 3.63M | |||
| Net Interest Spread | 3.86% | |||
| Operating Profit to Average Assets | 0.72% | |||
| Overhead Efficiency Ratio | 82.32% | |||
| Return on Assets | 0.50% | |||
| Return on Equity | 3.80% | |||