Point Breeze Credit Union
| Weiss Ratings |
Point Breeze Credit Union
Hunt Valley, MD |
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| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 8.50 | |||
| Company Info |
Point Breeze Credit Union
Hunt Valley, MD |
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| NCUA Charter Number | 318 | |||
| Phone Number | (410) 584-7228 | |||
| Website | www.pbcu.com | |||
| Asset Quality |
Point Breeze Credit Union
Hunt Valley, MD |
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| 1-Year Asset Growth | 1.41% | |||
| 5-Year Asset Growth | 4.20% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.25% | |||
| Non-Performing Assets to Assets | 0.29% | |||
| Non-Performing Loans to Capital | 2.14% | |||
| Non-Performing Loans to Loans | 0.43% | |||
| Balance Sheet |
Point Breeze Credit Union
Hunt Valley, MD |
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| Total Assets | 956.14M | |||
| Total Deposits | 821.72M | |||
| Capital and Reserves |
Point Breeze Credit Union
Hunt Valley, MD |
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| Capital | 126.51M | |||
| Leverage Ratio | 13.35 | |||
| Loan Loss Reserves to Loans | 0.36% | |||
| Liquidity |
Point Breeze Credit Union
Hunt Valley, MD |
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| Hot Money Ratio | 9.94% | |||
| Liquidity Ratio | 20.79% | |||
| Profitability |
Point Breeze Credit Union
Hunt Valley, MD |
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| 5-Year Return on Average Assets | 0.26% | |||
| Net Income | 977.00K | |||
| Net Interest Spread | 3.76% | |||
| Operating Profit to Average Assets | 0.70% | |||
| Overhead Efficiency Ratio | 82.03% | |||
| Return on Assets | 0.41% | |||
| Return on Equity | 3.11% | |||