B
Point Breeze Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Point Breeze Credit Union
Hunt Valley, MD
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Rating B
Asset Quality Index 9.80
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 2.50
Stability Index 8.80
Company Info Point Breeze Credit Union
Hunt Valley, MD
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NCUA Charter Number 318
Phone Number (410) 584-7228
Website www.pbcu.com
Asset Quality Point Breeze Credit Union
Hunt Valley, MD
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1-Year Asset Growth 0.51%
5-Year Asset Growth 3.79%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 2.10%
Non-Performing Loans to Loans 0.42%
Balance Sheet Point Breeze Credit Union
Hunt Valley, MD
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Total Assets 942.89M
Total Deposits 798.60M
Capital and Reserves Point Breeze Credit Union
Hunt Valley, MD
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Capital 120.60M
Leverage Ratio 13.30
Loan Loss Reserves to Loans 0.30%
Liquidity Point Breeze Credit Union
Hunt Valley, MD
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Hot Money Ratio 7.91%
Liquidity Ratio 26.63%
Profitability Point Breeze Credit Union
Hunt Valley, MD
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5-Year Return on Average Assets 0.35%
Net Income 334.00K
Net Interest Spread 2.97%
Operating Profit to Average Assets 0.21%
Overhead Efficiency Ratio 93.57%
Return on Assets 0.14%
Return on Equity 1.12%