D
S And J School Employees Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
10.19
Leverage
Ratio
10.22
Return On
Assets
0.82%
Total
Assets
3.12M
Capital
318.00K
Total
Deposits
2.79M
Net
Income
13.00K
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Weiss Ratings S And J School Employees Federal Credit Union
Wintersville, OH 		Click to
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Rating D
Asset Quality Index 4.80
Capitalization Index 8.10
Liquidity Index 4.60
Profitability Index 6.30
Stability Index 3.00
Company Info S And J School Employees Federal Credit Union
Wintersville, OH 		Click to
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NCUA Charter Number 3181
Phone Number (740) 266-6354
Website www.sjschoolsfcu.com
Asset Quality S And J School Employees Federal Credit Union
Wintersville, OH 		Click to
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1-Year Asset Growth -2.62%
5-Year Asset Growth -1.74%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.99%
Non-Performing Loans to Capital 9.51%
Non-Performing Loans to Loans 1.50%
Balance Sheet S And J School Employees Federal Credit Union
Wintersville, OH 		Click to
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Total Assets 3.12M
Total Deposits 2.79M
Capital and Reserves S And J School Employees Federal Credit Union
Wintersville, OH 		Click to
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Capital 318.00K
Leverage Ratio 10.22
Loan Loss Reserves to Loans 0.39%
Liquidity S And J School Employees Federal Credit Union
Wintersville, OH 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 29.45%
Profitability S And J School Employees Federal Credit Union
Wintersville, OH 		Click to
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5-Year Return on Average Assets 0.24%
Net Income 13.00K
Net Interest Spread 6.66%
Operating Profit to Average Assets 0.82%
Overhead Efficiency Ratio 86.73%
Return on Assets 0.82%
Return on Equity 8.33%