C
S And J School Employees Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
10.62
Leverage
Ratio
10.62
Return On
Assets
0.85%
Total
Assets
3.07M
Capital
326.00K
Total
Deposits
2.73M
Net
Income
20.00K
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Weiss Ratings S And J School Employees Federal Credit Union
Wintersville, OH 		Click to
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Rating C
Asset Quality Index 6.50
Capitalization Index 8.70
Liquidity Index 4.80
Profitability Index 6.40
Stability Index 3.70
Company Info S And J School Employees Federal Credit Union
Wintersville, OH 		Click to
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NCUA Charter Number 3181
Phone Number (740) 266-6354
Website www.sjschoolsfcu.com
Asset Quality S And J School Employees Federal Credit Union
Wintersville, OH 		Click to
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1-Year Asset Growth -5.42%
5-Year Asset Growth -1.74%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 3.29%
Non-Performing Loans to Loans 0.56%
Balance Sheet S And J School Employees Federal Credit Union
Wintersville, OH 		Click to
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Total Assets 3.07M
Total Deposits 2.73M
Capital and Reserves S And J School Employees Federal Credit Union
Wintersville, OH 		Click to
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Capital 326.00K
Leverage Ratio 10.62
Loan Loss Reserves to Loans 0.41%
Liquidity S And J School Employees Federal Credit Union
Wintersville, OH 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 31.43%
Profitability S And J School Employees Federal Credit Union
Wintersville, OH 		Click to
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5-Year Return on Average Assets 0.24%
Net Income 20.00K
Net Interest Spread 6.88%
Operating Profit to Average Assets 0.89%
Overhead Efficiency Ratio 86.09%
Return on Assets 0.85%
Return on Equity 8.47%