B
Lincoln Maine Federal Credit Union
LincolnME
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Lincoln Maine Federal Credit Union
Lincoln, ME
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Rating B
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 9.40
Stability Index 6.30
Company Info Lincoln Maine Federal Credit Union
Lincoln, ME
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NCUA Charter Number 3187
Phone Number (207) 794-8623
Website www.lincolnmainefcu.com
Asset Quality Lincoln Maine Federal Credit Union
Lincoln, ME
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1-Year Asset Growth 11.00%
5-Year Asset Growth 13.17%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.85%
Non-Performing Loans to Capital 6.98%
Non-Performing Loans to Loans 1.10%
Balance Sheet Lincoln Maine Federal Credit Union
Lincoln, ME
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Total Assets 138.88M
Total Deposits 121.56M
Capital and Reserves Lincoln Maine Federal Credit Union
Lincoln, ME
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Capital 16.61M
Leverage Ratio 11.96
Loan Loss Reserves to Loans 0.31%
Liquidity Lincoln Maine Federal Credit Union
Lincoln, ME
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Hot Money Ratio 18.39%
Liquidity Ratio 13.58%
Profitability Lincoln Maine Federal Credit Union
Lincoln, ME
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5-Year Return on Average Assets 1.25%
Net Income 1.34M
Net Interest Spread 4.20%
Operating Profit to Average Assets 2.00%
Overhead Efficiency Ratio 56.51%
Return on Assets 1.97%
Return on Equity 16.81%