B
Lincoln Maine Federal Credit Union
LincolnME
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Lincoln Maine Federal Credit Union
Lincoln, ME
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 5.90
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 9.70
Stability Index 9.10
Company Info Lincoln Maine Federal Credit Union
Lincoln, ME
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 3187
Phone Number (207) 794-8623
Website www.lincolnmainefcu.com
Asset Quality Lincoln Maine Federal Credit Union
Lincoln, ME
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 11.87%
5-Year Asset Growth 13.17%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 1.38%
Non-Performing Loans to Capital 11.09%
Non-Performing Loans to Loans 1.78%
Balance Sheet Lincoln Maine Federal Credit Union
Lincoln, ME
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 142.62M
Total Deposits 124.69M
Capital and Reserves Lincoln Maine Federal Credit Union
Lincoln, ME
Click to
Compare
Click to
Compare
Click to
Compare
Capital 17.40M
Leverage Ratio 12.20
Loan Loss Reserves to Loans 0.35%
Liquidity Lincoln Maine Federal Credit Union
Lincoln, ME
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 18.74%
Liquidity Ratio 13.97%
Profitability Lincoln Maine Federal Credit Union
Lincoln, ME
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.25%
Net Income 2.13M
Net Interest Spread 4.26%
Operating Profit to Average Assets 2.13%
Overhead Efficiency Ratio 54.06%
Return on Assets 2.06%
Return on Equity 17.40%