C
SMMH Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings SMMH Federal Credit Union
Pittsburgh, PA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 5.50
Profitability Index 3.90
Stability Index 3.70
Company Info SMMH Federal Credit Union
Pittsburgh, PA
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 3188
Phone Number (412) 784-4746
Website www.smmhfcu.org
Asset Quality SMMH Federal Credit Union
Pittsburgh, PA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -2.18%
5-Year Asset Growth -6.92%
5-Year Charge-Offs to Average Loans 0.39%
Charge-Offs to Average Loans 0.78%
Non-Performing Assets to Assets 0.93%
Non-Performing Loans to Capital 4.36%
Non-Performing Loans to Loans 3.38%
Balance Sheet SMMH Federal Credit Union
Pittsburgh, PA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 3.54M
Total Deposits 2.79M
Capital and Reserves SMMH Federal Credit Union
Pittsburgh, PA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 748.00K
Leverage Ratio 21.13
Loan Loss Reserves to Loans 0.92%
Liquidity SMMH Federal Credit Union
Pittsburgh, PA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 0.00%
Liquidity Ratio 75.87%
Profitability SMMH Federal Credit Union
Pittsburgh, PA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets -0.67%
Net Income 19.00K
Net Interest Spread 4.79%
Operating Profit to Average Assets 0.74%
Overhead Efficiency Ratio 77.98%
Return on Assets 0.74%
Return on Equity 3.46%