D
Lockport Schools & Community Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
8.24
Leverage
Ratio
8.28
Return On
Assets
0.89%
Total
Assets
24.71M
Capital
2.04M
Total
Deposits
22.66M
Net
Income
55.00K
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Weiss Ratings Lockport Schools & Community Federal Credit Union
Lockport, NY 		Click to
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Rating D
Asset Quality Index 6.80
Capitalization Index 5.80
Liquidity Index 4.50
Profitability Index 4.60
Stability Index 3.00
Company Info Lockport Schools & Community Federal Credit Union
Lockport, NY 		Click to
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NCUA Charter Number 3189
Phone Number (716) 433-7740
Website lscfcu.org
Asset Quality Lockport Schools & Community Federal Credit Union
Lockport, NY 		Click to
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1-Year Asset Growth -6.01%
5-Year Asset Growth 9.13%
5-Year Charge-Offs to Average Loans 0.33%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.37%
Non-Performing Loans to Capital 4.28%
Non-Performing Loans to Loans 0.58%
Balance Sheet Lockport Schools & Community Federal Credit Union
Lockport, NY 		Click to
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Total Assets 24.71M
Total Deposits 22.66M
Capital and Reserves Lockport Schools & Community Federal Credit Union
Lockport, NY 		Click to
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Capital 2.04M
Leverage Ratio 8.28
Loan Loss Reserves to Loans 0.58%
Liquidity Lockport Schools & Community Federal Credit Union
Lockport, NY 		Click to
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Hot Money Ratio 7.76%
Liquidity Ratio 26.56%
Profitability Lockport Schools & Community Federal Credit Union
Lockport, NY 		Click to
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5-Year Return on Average Assets 0.53%
Net Income 55.00K
Net Interest Spread 4.27%
Operating Profit to Average Assets 0.89%
Overhead Efficiency Ratio 77.27%
Return on Assets 0.89%
Return on Equity 10.96%