Lockport Schools & Community Federal Credit Union

Lockport, NY

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Lockport Schools & Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
Rating	E
Asset Quality Index	6.50
Capitalization Index	4.70
Liquidity Index	4.50
Profitability Index	0.80
Stability Index	0.30

Company Info	Lockport Schools & Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3189
Phone Number	(716) 433-7740
Website	lscfcu.org

Asset Quality	Lockport Schools & Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	18.85%
5-Year Asset Growth	11.73%
5-Year Charge-Offs to Average Loans	0.52%
Charge-Offs to Average Loans	0.47%
Non-Performing Assets to Assets	0.44%
Non-Performing Loans to Capital	5.93%
Non-Performing Loans to Loans	0.67%

Balance Sheet	Lockport Schools & Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	26.29M
Total Deposits	24.42M

Capital and Reserves	Lockport Schools & Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
Capital	1.86M
Leverage Ratio	7.18
Loan Loss Reserves to Loans	0.57%

Liquidity	Lockport Schools & Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	13.85%
Liquidity Ratio	18.30%

Profitability	Lockport Schools & Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.56%
Net Income	16.00K
Net Interest Spread	3.18%
Operating Profit to Average Assets	0.31%
Overhead Efficiency Ratio	89.53%
Return on Assets	0.25%
Return on Equity	3.45%