Lockport Schools & Community Federal Credit Union

Lockport, NY

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Lockport Schools & Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	6.20
Capitalization Index	5.40
Liquidity Index	4.40
Profitability Index	4.10
Stability Index	2.90

Company Info	Lockport Schools & Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3189
Phone Number	(716) 433-7740
Website	lscfcu.org

Asset Quality	Lockport Schools & Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	8.98%
5-Year Asset Growth	11.73%
5-Year Charge-Offs to Average Loans	0.52%
Charge-Offs to Average Loans	0.11%
Non-Performing Assets to Assets	0.74%
Non-Performing Loans to Capital	9.13%
Non-Performing Loans to Loans	1.17%

Balance Sheet	Lockport Schools & Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	25.12M
Total Deposits	23.17M

Capital and Reserves	Lockport Schools & Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
Capital	1.95M
Leverage Ratio	7.84
Loan Loss Reserves to Loans	0.64%

Liquidity	Lockport Schools & Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	9.48%
Liquidity Ratio	22.48%

Profitability	Lockport Schools & Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.56%
Net Income	99.00K
Net Interest Spread	3.54%
Operating Profit to Average Assets	0.55%
Overhead Efficiency Ratio	83.28%
Return on Assets	0.51%
Return on Equity	6.98%