C
Lockport Schools & Community Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
8.96
Leverage
Ratio
9.01
Return On
Assets
0.91%
Total
Assets
23.99M
Capital
2.15M
Total
Deposits
21.82M
Net
Income
169.00K
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Weiss Ratings Lockport Schools & Community Federal Credit Union
Lockport, NY 		Click to
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Rating C
Asset Quality Index 8.20
Capitalization Index 6.50
Liquidity Index 4.10
Profitability Index 6.30
Stability Index 4.00
Company Info Lockport Schools & Community Federal Credit Union
Lockport, NY 		Click to
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NCUA Charter Number 3189
Phone Number (716) 433-7740
Website lscfcu.org
Asset Quality Lockport Schools & Community Federal Credit Union
Lockport, NY 		Click to
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1-Year Asset Growth -4.53%
5-Year Asset Growth 9.13%
5-Year Charge-Offs to Average Loans 0.33%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 2.70%
Non-Performing Loans to Loans 0.38%
Balance Sheet Lockport Schools & Community Federal Credit Union
Lockport, NY 		Click to
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Total Assets 23.99M
Total Deposits 21.82M
Capital and Reserves Lockport Schools & Community Federal Credit Union
Lockport, NY 		Click to
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Capital 2.15M
Leverage Ratio 9.01
Loan Loss Reserves to Loans 0.69%
Liquidity Lockport Schools & Community Federal Credit Union
Lockport, NY 		Click to
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Hot Money Ratio 8.17%
Liquidity Ratio 24.15%
Profitability Lockport Schools & Community Federal Credit Union
Lockport, NY 		Click to
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5-Year Return on Average Assets 0.53%
Net Income 169.00K
Net Interest Spread 4.59%
Operating Profit to Average Assets 1.05%
Overhead Efficiency Ratio 75.16%
Return on Assets 0.91%
Return on Equity 10.91%