Lockport Schools & Community Federal Credit Union

Lockport, NY

Rating Date

September 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Lockport Schools & Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	7.20
Capitalization Index	5.90
Liquidity Index	4.60
Profitability Index	5.50
Stability Index	3.00

Company Info	Lockport Schools & Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3189
Phone Number	(716) 433-7740
Website	lscfcu.org

Asset Quality	Lockport Schools & Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-5.26%
5-Year Asset Growth	9.13%
5-Year Charge-Offs to Average Loans	0.33%
Charge-Offs to Average Loans	0.11%
Non-Performing Assets to Assets	0.42%
Non-Performing Loans to Capital	4.84%
Non-Performing Loans to Loans	0.67%

Balance Sheet	Lockport Schools & Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	25.10M
Total Deposits	22.99M

Capital and Reserves	Lockport Schools & Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
Capital	2.09M
Leverage Ratio	8.39
Loan Loss Reserves to Loans	0.61%

Liquidity	Lockport Schools & Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	8.14%
Liquidity Ratio	28.61%

Profitability	Lockport Schools & Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.53%
Net Income	114.00K
Net Interest Spread	4.48%
Operating Profit to Average Assets	1.01%
Overhead Efficiency Ratio	75.49%
Return on Assets	0.92%
Return on Equity	11.19%