A
Maine Highlands Federal Credit Union
DexterME
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Maine Highlands Federal Credit Union
Dexter, ME
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Rating A
Asset Quality Index 5.70
Capitalization Index 8.80
Liquidity Index 4.50
Profitability Index 9.30
Stability Index 7.60
Company Info Maine Highlands Federal Credit Union
Dexter, ME
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NCUA Charter Number 3193
Phone Number (207) 924-5544
Website www.mhfcu.com
Asset Quality Maine Highlands Federal Credit Union
Dexter, ME
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1-Year Asset Growth 12.20%
5-Year Asset Growth 9.01%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 1.43%
Non-Performing Loans to Capital 13.00%
Non-Performing Loans to Loans 2.21%
Balance Sheet Maine Highlands Federal Credit Union
Dexter, ME
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Total Assets 220.54M
Total Deposits 195.76M
Capital and Reserves Maine Highlands Federal Credit Union
Dexter, ME
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Capital 23.55M
Leverage Ratio 10.65
Loan Loss Reserves to Loans 0.51%
Liquidity Maine Highlands Federal Credit Union
Dexter, ME
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Hot Money Ratio 16.41%
Liquidity Ratio 33.41%
Profitability Maine Highlands Federal Credit Union
Dexter, ME
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5-Year Return on Average Assets 1.04%
Net Income 1.90M
Net Interest Spread 5.71%
Operating Profit to Average Assets 1.41%
Overhead Efficiency Ratio 72.39%
Return on Assets 1.18%
Return on Equity 11.26%