B
Wayne County Community Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
10.27
Leverage
Ratio
10.30
Return On
Assets
0.73%
Total
Assets
53.37M
Capital
5.48M
Total
Deposits
47.18M
Net
Income
191.00K
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Weiss Ratings Wayne County Community Federal Credit Union
Smithville, OH 		Click to
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Rating B
Asset Quality Index 7.30
Capitalization Index 8.10
Liquidity Index 4.80
Profitability Index 4.40
Stability Index 4.70
Company Info Wayne County Community Federal Credit Union
Smithville, OH 		Click to
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NCUA Charter Number 3199
Phone Number (330) 669-2117
Website www.wccfcu.com
Asset Quality Wayne County Community Federal Credit Union
Smithville, OH 		Click to
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1-Year Asset Growth 8.84%
5-Year Asset Growth 2.31%
5-Year Charge-Offs to Average Loans 0.37%
Charge-Offs to Average Loans 0.41%
Non-Performing Assets to Assets 0.58%
Non-Performing Loans to Capital 5.42%
Non-Performing Loans to Loans 1.78%
Balance Sheet Wayne County Community Federal Credit Union
Smithville, OH 		Click to
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Total Assets 53.37M
Total Deposits 47.18M
Capital and Reserves Wayne County Community Federal Credit Union
Smithville, OH 		Click to
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Capital 5.48M
Leverage Ratio 10.30
Loan Loss Reserves to Loans 0.52%
Liquidity Wayne County Community Federal Credit Union
Smithville, OH 		Click to
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Hot Money Ratio 3.63%
Liquidity Ratio 40.65%
Profitability Wayne County Community Federal Credit Union
Smithville, OH 		Click to
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5-Year Return on Average Assets 0.30%
Net Income 191.00K
Net Interest Spread 3.93%
Operating Profit to Average Assets 0.72%
Overhead Efficiency Ratio 80.92%
Return on Assets 0.73%
Return on Equity 7.08%