B
Wayne County Community Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
10.82
Leverage
Ratio
10.84
Return On
Assets
0.95%
Total
Assets
52.38M
Capital
5.67M
Total
Deposits
46.55M
Net
Income
374.00K
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Weiss Ratings Wayne County Community Federal Credit Union
Smithville, OH 		Click to
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Rating B
Asset Quality Index 6.60
Capitalization Index 9.00
Liquidity Index 4.20
Profitability Index 5.80
Stability Index 4.90
Company Info Wayne County Community Federal Credit Union
Smithville, OH 		Click to
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NCUA Charter Number 3199
Phone Number (330) 669-2117
Website www.wccfcu.com
Asset Quality Wayne County Community Federal Credit Union
Smithville, OH 		Click to
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1-Year Asset Growth 7.91%
5-Year Asset Growth 2.31%
5-Year Charge-Offs to Average Loans 0.37%
Charge-Offs to Average Loans 0.39%
Non-Performing Assets to Assets 0.76%
Non-Performing Loans to Capital 6.87%
Non-Performing Loans to Loans 2.11%
Balance Sheet Wayne County Community Federal Credit Union
Smithville, OH 		Click to
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Total Assets 52.38M
Total Deposits 46.55M
Capital and Reserves Wayne County Community Federal Credit Union
Smithville, OH 		Click to
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Capital 5.67M
Leverage Ratio 10.84
Loan Loss Reserves to Loans 0.55%
Liquidity Wayne County Community Federal Credit Union
Smithville, OH 		Click to
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Hot Money Ratio 4.88%
Liquidity Ratio 32.31%
Profitability Wayne County Community Federal Credit Union
Smithville, OH 		Click to
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5-Year Return on Average Assets 0.30%
Net Income 374.00K
Net Interest Spread 4.06%
Operating Profit to Average Assets 1.01%
Overhead Efficiency Ratio 76.78%
Return on Assets 0.95%
Return on Equity 9.14%