A
Peoples Advantage Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
12.54
Leverage
Ratio
22.05
Return On
Assets
2.12%
Total
Assets
110.04M
Capital
12.90M
Total
Deposits
82.42M
Net
Income
1.71M
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Weiss Ratings Peoples Advantage Federal Credit Union
Petersburg, VA 		Click to
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Rating A
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 4.60
Profitability Index 8.40
Stability Index 6.60
Company Info Peoples Advantage Federal Credit Union
Petersburg, VA 		Click to
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NCUA Charter Number 3203
Phone Number (804) 748-3081
Website www.peoplesadvfcu.org
Asset Quality Peoples Advantage Federal Credit Union
Petersburg, VA 		Click to
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1-Year Asset Growth 11.79%
5-Year Asset Growth 7.75%
5-Year Charge-Offs to Average Loans 1.65%
Charge-Offs to Average Loans 1.27%
Non-Performing Assets to Assets 0.96%
Non-Performing Loans to Capital 7.29%
Non-Performing Loans to Loans 1.76%
Balance Sheet Peoples Advantage Federal Credit Union
Petersburg, VA 		Click to
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Total Assets 110.04M
Total Deposits 82.42M
Capital and Reserves Peoples Advantage Federal Credit Union
Petersburg, VA 		Click to
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Capital 12.90M
Leverage Ratio 22.05
Loan Loss Reserves to Loans 2.83%
Liquidity Peoples Advantage Federal Credit Union
Petersburg, VA 		Click to
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Hot Money Ratio 7.87%
Liquidity Ratio 33.74%
Profitability Peoples Advantage Federal Credit Union
Petersburg, VA 		Click to
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5-Year Return on Average Assets 0.83%
Net Income 1.71M
Net Interest Spread 6.26%
Operating Profit to Average Assets 2.80%
Overhead Efficiency Ratio 70.65%
Return on Assets 2.12%
Return on Equity 18.39%