A
Peoples Advantage Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
12.69
Leverage
Ratio
22.72
Return On
Assets
3.45%
Total
Assets
107.41M
Capital
12.69M
Total
Deposits
80.31M
Net
Income
1.85M
My Lists My Alerts
Weiss Ratings Peoples Advantage Federal Credit Union
Petersburg, VA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating A
Asset Quality Index 7.30
Capitalization Index 10.00
Liquidity Index 4.70
Profitability Index 7.60
Stability Index 6.60
Company Info Peoples Advantage Federal Credit Union
Petersburg, VA 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 3203
Phone Number (804) 748-3081
Website www.peoplesadvfcu.org
Asset Quality Peoples Advantage Federal Credit Union
Petersburg, VA 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 10.06%
5-Year Asset Growth 7.75%
5-Year Charge-Offs to Average Loans 1.65%
Charge-Offs to Average Loans 1.09%
Non-Performing Assets to Assets 1.07%
Non-Performing Loans to Capital 8.01%
Non-Performing Loans to Loans 2.10%
Balance Sheet Peoples Advantage Federal Credit Union
Petersburg, VA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 107.41M
Total Deposits 80.31M
Capital and Reserves Peoples Advantage Federal Credit Union
Petersburg, VA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 12.69M
Leverage Ratio 22.72
Loan Loss Reserves to Loans 2.92%
Liquidity Peoples Advantage Federal Credit Union
Petersburg, VA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 7.31%
Liquidity Ratio 36.01%
Profitability Peoples Advantage Federal Credit Union
Petersburg, VA 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.83%
Net Income 1.85M
Net Interest Spread 6.16%
Operating Profit to Average Assets 4.11%
Overhead Efficiency Ratio 62.89%
Return on Assets 3.45%
Return on Equity 30.20%