A
Peoples Advantage Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
12.69
Leverage
Ratio
22.72
Return On
Assets
3.45%
Total
Assets
107.41M
Capital
12.69M
Total
Deposits
80.31M
Net
Income
1.85M
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Weiss Ratings Peoples Advantage Federal Credit Union
Petersburg, VA 		Click to
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Rating A
Asset Quality Index 7.30
Capitalization Index 10.00
Liquidity Index 4.80
Profitability Index 6.80
Stability Index 6.60
Company Info Peoples Advantage Federal Credit Union
Petersburg, VA 		Click to
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NCUA Charter Number 3203
Phone Number (804) 748-3081
Website www.peoplesadvfcu.org
Asset Quality Peoples Advantage Federal Credit Union
Petersburg, VA 		Click to
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1-Year Asset Growth 10.06%
5-Year Asset Growth 7.75%
5-Year Charge-Offs to Average Loans 1.65%
Charge-Offs to Average Loans 1.09%
Non-Performing Assets to Assets 1.07%
Non-Performing Loans to Capital 5.77%
Non-Performing Loans to Loans 1.48%
Balance Sheet Peoples Advantage Federal Credit Union
Petersburg, VA 		Click to
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Total Assets 107.41M
Total Deposits 80.31M
Capital and Reserves Peoples Advantage Federal Credit Union
Petersburg, VA 		Click to
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Capital 12.69M
Leverage Ratio 22.72
Loan Loss Reserves to Loans 2.92%
Liquidity Peoples Advantage Federal Credit Union
Petersburg, VA 		Click to
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Hot Money Ratio 6.89%
Liquidity Ratio 36.44%
Profitability Peoples Advantage Federal Credit Union
Petersburg, VA 		Click to
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5-Year Return on Average Assets 0.83%
Net Income 1.85M
Net Interest Spread 6.16%
Operating Profit to Average Assets 4.11%
Overhead Efficiency Ratio 46.72%
Return on Assets 3.45%
Return on Equity 30.20%