C
H E Telephone Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
15.29
Leverage
Ratio
15.29
Return On
Assets
0.15%
Total
Assets
45.70M
Capital
6.99M
Total
Deposits
38.66M
Net
Income
54.00K
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Weiss Ratings H E Telephone Federal Credit Union
Rochelle Park, NJ 		Click to
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Rating C
Asset Quality Index 9.60
Capitalization Index 10.00
Liquidity Index 5.70
Profitability Index 0.30
Stability Index 7.00
Company Info H E Telephone Federal Credit Union
Rochelle Park, NJ 		Click to
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NCUA Charter Number 3209
Phone Number (201) 845-6876
Website www.hetelfcu.org
Asset Quality H E Telephone Federal Credit Union
Rochelle Park, NJ 		Click to
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1-Year Asset Growth -3.56%
5-Year Asset Growth 2.07%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans 0.43%
Non-Performing Assets to Assets 0.43%
Non-Performing Loans to Capital 2.69%
Non-Performing Loans to Loans 0.83%
Balance Sheet H E Telephone Federal Credit Union
Rochelle Park, NJ 		Click to
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Total Assets 45.70M
Total Deposits 38.66M
Capital and Reserves H E Telephone Federal Credit Union
Rochelle Park, NJ 		Click to
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Capital 6.99M
Leverage Ratio 15.29
Loan Loss Reserves to Loans 1.48%
Liquidity H E Telephone Federal Credit Union
Rochelle Park, NJ 		Click to
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Hot Money Ratio 8.04%
Liquidity Ratio 53.32%
Profitability H E Telephone Federal Credit Union
Rochelle Park, NJ 		Click to
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5-Year Return on Average Assets 0.35%
Net Income 54.00K
Net Interest Spread 3.21%
Operating Profit to Average Assets 0.33%
Overhead Efficiency Ratio 88.71%
Return on Assets 0.15%
Return on Equity 1.03%