B
H E Telephone Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
14.79
Leverage
Ratio
14.79
Return On
Assets
0.18%
Total
Assets
47.14M
Capital
6.97M
Total
Deposits
39.93M
Net
Income
42.00K
My Lists My Alerts
Weiss Ratings H E Telephone Federal Credit Union
Rochelle Park, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 5.70
Profitability Index 2.40
Stability Index 6.80
Company Info H E Telephone Federal Credit Union
Rochelle Park, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 3209
Phone Number (201) 845-6876
Website www.hetelfcu.org
Asset Quality H E Telephone Federal Credit Union
Rochelle Park, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -1.14%
5-Year Asset Growth 2.07%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans 0.40%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 2.20%
Non-Performing Loans to Loans 0.68%
Balance Sheet H E Telephone Federal Credit Union
Rochelle Park, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 47.14M
Total Deposits 39.93M
Capital and Reserves H E Telephone Federal Credit Union
Rochelle Park, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 6.97M
Leverage Ratio 14.79
Loan Loss Reserves to Loans 1.51%
Liquidity H E Telephone Federal Credit Union
Rochelle Park, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 8.54%
Liquidity Ratio 51.78%
Profitability H E Telephone Federal Credit Union
Rochelle Park, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.35%
Net Income 42.00K
Net Interest Spread 3.26%
Operating Profit to Average Assets 0.34%
Overhead Efficiency Ratio 88.47%
Return on Assets 0.18%
Return on Equity 1.21%