C
USAlliance Federal Credit Union
RyeNY
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings USAlliance Federal Credit Union
Rye, NY
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Rating C
Asset Quality Index 7.20
Capitalization Index 5.30
Liquidity Index 0.90
Profitability Index 5.40
Stability Index 4.30
Company Info USAlliance Federal Credit Union
Rye, NY
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NCUA Charter Number 3210
Phone Number (914) 921-0500
Website www.usalliance.org
Asset Quality USAlliance Federal Credit Union
Rye, NY
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1-Year Asset Growth 0.66%
5-Year Asset Growth 11.66%
5-Year Charge-Offs to Average Loans 0.38%
Charge-Offs to Average Loans 0.45%
Non-Performing Assets to Assets 0.68%
Non-Performing Loans to Capital 8.17%
Non-Performing Loans to Loans 0.69%
Balance Sheet USAlliance Federal Credit Union
Rye, NY
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Total Assets 3.27B
Total Deposits 2.46B
Capital and Reserves USAlliance Federal Credit Union
Rye, NY
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Capital 241.34M
Leverage Ratio 8.32
Loan Loss Reserves to Loans 1.07%
Liquidity USAlliance Federal Credit Union
Rye, NY
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Hot Money Ratio 26.09%
Liquidity Ratio 10.93%
Profitability USAlliance Federal Credit Union
Rye, NY
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5-Year Return on Average Assets 0.84%
Net Income 16.05M
Net Interest Spread 2.75%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 66.12%
Return on Assets 0.66%
Return on Equity 9.21%