C
Vantage Point Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Vantage Point Federal Credit Union
Hopewell, VA
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Rating C
Asset Quality Index 7.80
Capitalization Index 10.00
Liquidity Index 5.80
Profitability Index 0.10
Stability Index 7.20
Company Info Vantage Point Federal Credit Union
Hopewell, VA
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NCUA Charter Number 3214
Phone Number (804) 541-1473
Website www.vantagepointfcu.org/
Asset Quality Vantage Point Federal Credit Union
Hopewell, VA
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1-Year Asset Growth 0.35%
5-Year Asset Growth 4.43%
5-Year Charge-Offs to Average Loans 0.25%
Charge-Offs to Average Loans 0.47%
Non-Performing Assets to Assets 1.18%
Non-Performing Loans to Capital 7.26%
Non-Performing Loans to Loans 2.84%
Balance Sheet Vantage Point Federal Credit Union
Hopewell, VA
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Total Assets 43.89M
Total Deposits 36.70M
Capital and Reserves Vantage Point Federal Credit Union
Hopewell, VA
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Capital 7.05M
Leverage Ratio 17.46
Loan Loss Reserves to Loans 0.40%
Liquidity Vantage Point Federal Credit Union
Hopewell, VA
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Hot Money Ratio 2.37%
Liquidity Ratio 22.86%
Profitability Vantage Point Federal Credit Union
Hopewell, VA
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5-Year Return on Average Assets 0.77%
Net Income -25.00K
Net Interest Spread 3.06%
Operating Profit to Average Assets 0.07%
Overhead Efficiency Ratio 89.26%
Return on Assets -0.23%
Return on Equity -1.42%